20640 River Dr, Estero, FL 33928 Property Records

Lee County property record for 20640 River Dr, Estero, FL 33928

Property Summary

Property TypeResidential Vacant Land
Details1 bd · 1 ba · 758 sqft · built 1964
Lot Size0.059 acres (2,570 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Feb 2026)
Tax Bill$647 (2025)
Deeds & MortgagesFeb 2026 Sale
Dec 2022 Sale
Flood ZoneZone AE (high risk)
APN29-46-25-E3-22000.A090

Property Details

APN / Parcel Number

Primary APN29-46-25-E3-22000.A090
Alternative APNs
  • 252946E322000A090
  • 2946252200000A090
  • 10436755

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area758 sqft Living Area
Gross Area920 sqft
1st Floor Area470 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1984
Architectural StyleMobile Home
Exterior MaterialOther
Roof TypeFlat
Roof MaterialMetal
Lot Area2,570 sqft (0.059 acres)
PorchFlorida Room
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10436755
Street Address20640 RIVER DR
CityESTERO
StateFL
Zip33928-3610
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMH-2
Legal DescriptionMARINERS COVE UNREC OR 2787 PG 2776 UNREC PB 4 PG 1 LOT A9
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionRIVER GARDEN AND TAHITI MOBILE HOME
Legal TractE3
Legal Block2
Legal Lot NumberA9
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2000
Census Tract50104

Owner

Source: Lee County records · APN 29-46-25-E3-22000.A090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20640 RIVER DR, ESTERO, FL 33928-3610
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Warranty Deed, Transfer
CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL
Dec 22, 2022Warranty Deed, Transfer
BONITA TITLE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleDec 22, 2022 · Amount on Record
Deed Document Number202651045
Record UpdatedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 27, 2026
Property Address20640 RIVER DR, ESTERO, FL 33928-3610
Document Number0000051045
Map ReferenceMB 4 PG 1
Instrument DateFeb 18, 2026
Instrument2026000051045
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyCELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5822 DANTERBURY CT, LAKELAND, FL 33810-6239

Transferred To (Grantee/Buyer)

NameVerified Name
Address20640 RIVER DR, ESTERO, FL 33928-3610

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 22, 2022
Property Address20640 RIVER DR, ESTERO, FL 33928-3610
Document Number0000391212
Map ReferenceMB 4 PG 1
Instrument DateDec 14, 2022
Instrument2022000391212
Transaction TypeTransfer
Record UpdatedJan 03, 2023
Title CompanyBONITA TITLE INC

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address987 GARVER RD, MIDDLETOWN, OH 45044-8995

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5822 DANTERBURY CT, LAKELAND, FL 33810-6239

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$647.00 (-37.37%)$41,748 (-46.29%) Land $41,748$61,370 (-21.04%) Land $61,370
2023$1,033.00 (+24.46%)$77,725 (+13.98%) Land $47,952 Building $29,773$77,725 (+13.98%) Land $47,952 Building $29,773
2022$830.00$68,194 Land $41,697 Building $26,497$68,194 Land $41,697 Building $26,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims35 (2005–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Ian, Oct 2022 · 16 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 461 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Lumen Technologies, TPC ACC Acquisition.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Dr

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