20640 Dean Rd, Chadwick, IL 61014 Property Records

Whiteside County property record for 20640 Dean Rd, Chadwick, IL 61014

Property Summary

Property Type	General Agricultural/Rural
Lot Size	30.3 acres (1,323,353 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Sep 2025)
Tax Bill	$6,433 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0406200007`

Property Details

APN / Parcel Number

Primary APN	`0406200007`
Alternative APN	`110040`

Exterior

Lot Area	1,323,353 sqft (30.3 acres)

Location & Zoning

Account Number	110040
Street Address	20640 DEAN RD
City	CHADWICK
State	IL
Zip	61014-9534
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S PT LOT 1 NW, PT LOT W 1/2 NE & SE N OF RD, PT LOTS 2-3- & 4 IN E 1/2 NE SEC 6 TWP 22 RNG 6
Legal Range	06
Legal Township	22
Legal Section	06
Legal Lot Number	1-3
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2000
Census Tract	200

Owner

Source: Whiteside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20640 DEAN RD, CHADWICK, IL 61014-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Sep 17, 2025	Warranty Deed, Transfer · Commercial Mortgage MILLEDGEVILLE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	2025-04647
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	20640 DEAN RD, CHADWICK, IL 61014-9534
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004650
Date	Sep 17, 2025
Instrument	2025-04650

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 24, 2045

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 17, 2025
Property Address	20640 DEAN RD, CHADWICK, IL 61014-9534
Document Number	0000004647
Instrument Date	Jul 24, 2025
Instrument	2025-04647
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20640 DEAN RD, CHADWICK, IL 61014-9534

Mortgage

Document Number	0000004648
Date	Sep 17, 2025
Instrument	2025-04648

Lender

Name	MILLEDGEVILLE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	76 Months
Due	Dec 31, 2031

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Chadwick-Milledgeville Community Unit School District 399 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,433.00 Additional exemption filed	$79,758 Land $10,175 Building $69,583
2023			$239,274 Land $30,525 Building $208,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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