2064 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 2064 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property TypeSingle Family Home
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$286,500 (Jul 2021)
Tax Bill$9,847 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN03-14-478-012

Property Details

APN / Parcel Number

Primary APN03-14-478-012

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address2064 WATERS EDGE DR
CityMINOOKA
StateIL
Zip60447-8278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS AT WATER'S EDGE PHASE 3 W1/2 OF E1/2 LT 3 UNIT C SEC 14-34-8
Legal Range08W
Legal Township34N
Legal Section14
Legal SubdivisionREFLECTIONS AT WATERS EDGE PH III
Legal Phase3
Legal Lot Number3
Legal UnitC
JurisdictionGRUNDY IL
Township / Civil DivisionAUX SABLE
Census Block Group1
Census Block1012
Census Tract103

Owner

2064 Waters Edge Dr is owned and occupied by an individual who bought it in July 2021.

Source: Grundy County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2064 WATERS EDGE DR, MINOOKA, IL 60447-8278
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
OTTAWA SAVINGS BANK
Jul 13, 2021Warranty Deed, Construction Loan · Construction Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Deed Document Number2021605340
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address2064 WATERS EDGE DR, MINOOKA, IL 60447-8278
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000602689
DateApr 21, 2021
Instrument602689
Lender
NameOTTAWA SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateJul 13, 2021
Property Address2064 WATERS EDGE DR, MINOOKA, IL 60447-8278
Document Number0000605340
Map ReferenceDOC 455464
Instrument DateJun 11, 2021
Instrument605340
Transaction TypeConstruction Loan
Record UpdatedOct 11, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2064 WATERS EDGE DR, MINOOKA, IL 60447-8278

Mortgage

Document Number0000605341
DateJul 13, 2021
Instrument605341
Lender
NameCROSSCOUNTRY MORTGAGE INC
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate3.13%

Tax Assessment & Valuation

The 2025 property tax bill for 2064 Waters Edge Dr was $9,847 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionAux Sable Township
MunicipalityMinooka Village
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,847.00$122,767 Land $20,071 Building $102,696$368,301 Land $60,213 Building $308,088
2022$7,431.00 Homeowner's exemption$98,650 Land $16,128 Building $82,522$295,950 Land $48,384 Building $247,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2064 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2064 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOOKA
serves 12,800 people · EPA ID IL0630550
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40

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