2064 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2064 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,247 sqft · built 2023
Lot Size	2.14 acres (93,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2024)
Tax Bill	$10,537 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-240-01-008-021`

Property Details

APN / Parcel Number

Primary APN	`519-240-01-008-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	5,318 sqft
1st Floor Area	2,247 sqft
Basement Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	93,306 sqft (2.14 acres)
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2064 TROY RD
City	DELAWARE
State	OH
Zip	43015-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 1 TRACT 14
Legal Tract	14
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2048
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2064 TROY RD, DELAWARE, OH 43015-1021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIRST COMMONWEALTH BANK
Nov 1, 2022	Survivorship Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	20249617
Deed Book / Page	2090 / 2243
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0000002472
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Feb 9, 2023
Property Address	2064 TROY RD, DELAWARE, OH 43015-8978
Document Number	0000002472
Book / Page	2015 / 2072
Map Reference	VOL 1821 PG 1647
Instrument Date	Jan 31, 2023
Instrument	202300002472
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6994 ACADE ST, NEW ALBANY, OH 43054-8248

Mortgage

Document Number	0000002473
Date	Feb 9, 2023
Instrument	202300002473

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	12-Month MTA
Max Rate	10.8%

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 1, 2022
Property Address	2064 TROY RD, DELAWARE, OH 43015-8978
Document Number	0000032185
Book / Page	2000 / 2572
Instrument Date	Oct 31, 2022
Instrument	202200032185
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6994 ARCADE ST, NEW ALBANY, OH 43054-8248

Mortgage

Document Number	0000032186
Date	Nov 1, 2022
Instrument	202200032186

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,537.00 (+3.14%)	$190,860 (+0.52%) Land $32,030 Building $158,830	$545,300 (+0.52%) Land $91,500 Building $453,800
2024	$10,216.00 (+520.28%)	$189,880 (+492.82%) Land $32,030 Building $157,850
2023	$1,647.00	$32,030 Land $32,030	$542,500 Land $91,500 Building $451,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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