20639 James Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20639 James Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,680 sqft · built 2004
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2020)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 057 019 000`

Property Details

APN / Parcel Number

Primary APN	`01 057 019 000`

Interior

Full Baths	1 Bath
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	150 ft deep x 114 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20639 JAMES AVE
City	BIG RAPIDS
State	MI
Zip	49307-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T16N R10W MAPLEWOOD SUBDIVISION LOT 19 SPLIT ON 04/24/2003 FROM 01 057 000 000;
Legal Range	10W
Legal Township	16N
Legal Section	27
Legal Subdivision	MAPLEWOOD SUBDIVISION
Legal Lot Number	19
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2038
Census Tract	960400

Owner

20639 James Ave is owned and occupied by an individual who bought it in January 2020.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20639 JAMES AVE, BIG RAPIDS, MI 49307-8898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Sep 12, 2011 · Amount on File
Deed Document Number	202047
Deed Book / Page	901 / 2809
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	751/1218
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jan 3, 2020
Property Address	20639 JAMES AVE, BIG RAPIDS, MI 49307-8898
Document Number	901/2809
Book / Page	901 / 2809
Map Reference	LB 7 PG 25
Instrument Date	Oct 8, 2019
Instrument	202000000047
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20639 JAMES AVE, 20639, BIG RAPIDS, MI 49307-8898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20639 JAMES AVE, BIG RAPIDS, MI 49307-8898

Mortgage

Document Number	202000000048
Date	Jan 3, 2020
Instrument	202000000048

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20639 James Ave was $1,610 with a homeowner's exemption.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,800	$179,600
2025	$1,610.00
2023		$70,600	$141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20639 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20639 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: T-Mobile.

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