20638 Sierra Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20638 Sierra Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,870 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Aug 2021)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171221 AB 00400`

Property Details

APN / Parcel Number

Primary APN	`171221 AB 00400`
Alternative APNs	`R1001171221AB00400` `204001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,328 sqft
2nd Floor Area	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	546 sqft
Deck Area	252 sqft

Location & Zoning

Account Number	204001
Old Parcel Number	R1001171221AB00400
Street Address	20638 SIERRA DR
City	BEND
State	OR
Zip	97701-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:17 SUBD:YARDLEY ESTATES PHASE 1 SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AB
Legal Range	12E
Legal Township	17S
Legal Section	21
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	YARDLEY ESTATES PHASE 1
Legal Lot Number	17
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2005
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	20638 SIERRA DR, BEND, OR 97701-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	2021-46862
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 11, 2021
Property Address	20638 SIERRA DR, BEND, OR 97701-8746
Document Number	0000046862
Instrument Date	Aug 5, 2021
Instrument	2021-46862
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20638 SIERRA DR, BEND, OR 97701-8746

Mortgage

Document Number	0000046863
Date	Aug 11, 2021
Instrument	2021-46863

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 14, 2018
Property Address	20638 SIERRA DR, BEND, OR 97701-8746
Document Number	0000045551
Instrument Date	Nov 8, 2018
Instrument	45551
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20638 SIERRA DR BEND OR 977018746, BEND, OR 97701-8746

Mortgage

Document Number	45552
Date	Nov 14, 2018
Instrument	45552

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00 (+3.93%)	$280,210 (+3%)	$636,900 (+1.01%) Land $219,500 Building $417,400
2024	$4,555.00 (+7.89%)	$272,050 (+3%)	$630,550 (-0.06%) Land $219,500 Building $411,050
2023	$4,222.00	$264,130	$630,920 Land $214,500 Building $416,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

20638 Sierra Dr, Bend, OR 97701 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sierra Dr

Nearby Streets

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