20638 E Lake Cir, Centennial (Aurora), CO 80016 Property Records

Arapahoe County property record for 20638 E Lake Cir, Centennial, CO 80016

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 2,131 sqft · built 2002
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,290,000 (Mar 2019)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2073-23-2-25-034`

Property Details

APN / Parcel Number

Primary APN	`2073-23-2-25-034`
Alternative APNs	`034154442` `34154442` `154442`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,131 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,196 sqft
Basement Area	1,178 sqft
Finished Basement	935 sqft
Unfinished Basement	243 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Private Road
Garage Type	Attached
Garage Area	494 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	58 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	034154442
Street Address	20638 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80016-3888
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AMU
Legal Description	SUBDIVISIONCD 026152 SUBDIVISIONNAME GREENFIELD 7TH FLG BLOCK 001 LOT 034 LOT 34 BLK 1 GREENFIELD 7TH FLG EX M/RS
Legal Range	66W
Legal Township	5S
Legal Section	23
Legal Quarter	2
Legal Subdivision	GREENFIELD 7TH FLG
Legal Block	001,1
Legal Lot Number	34
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2005
Census Tract	85200

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20638 E LAKE CIR, CENTENNIAL, CO 80016-3888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2019	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Document Number	201922473
Last Transfer Date	Aug 7, 2020
Transfer Doc	00E0111910
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	20638 E LAKE CIR, CENTENNIAL, CO 80016-3888
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0091385
Date	Jul 23, 2020
Instrument	E0091385

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 18, 2019
Property Address	20638 E LAKE CIR, CENTENNIAL, CO 80016-3888
Document Number	00D9022473
Instrument Date	Mar 13, 2019
Instrument	D9022473
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20638 E LAKE CIR, CENTENNIAL, CO 80016-3888
Investor	Possibly a Property Investor

Mortgage

Document Number	00D9022474
Date	Mar 18, 2019
Instrument	D9022474

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,392 (-2.08%)	$578,300 (-) Land $154,000 Building $424,300
2025	$4,659.00 (+2.85%)	$36,144 (+2.09%)	$578,300 (-0.87%) Land $154,000 Building $424,300
2024	$4,530.00 (+22.96%)
2023		$35,403	$583,400 Land $132,000 Building $451,400
2021	$3,684.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHERRY CREEK VALLEY WSD serves 66,130 people · EPA ID CO0103035
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
Aerux Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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