20638 Castle Bend Dr, Katy, TX 77450 Property Records

Harris County property record for 20638 Castle Bend Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,087 sqft · built 1982
Lot Size	0.176 acres (7,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,100 (Jul 2020)
Tax Bill	$8,527 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-249-012-0047`

Property Details

APN / Parcel Number

Primary APN	`114-249-012-0047`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,087 sqft Living Area
1st Floor Area	2,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,648 sqft (0.176 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	616 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142490120047
Street Address	20638 CASTLE BEND DR
City	KATY
State	TX
Zip	77450-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 47 BLK 12 NOTTINGHAM COUNTRY SEC 8 R/P
Legal Subdivision	NOTTINGHAM COUNTRY SEC 8 R/P
Legal Block	12
Legal Lot Number	47
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4018
Census Tract	454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20638 CASTLE BEND DR, KATY, TX 77450-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 3, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 19, 2018	Loan Modification, Mortgage BANK OF AMERICA CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2020324122
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0000324122
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Apr 6, 2026
Property Address	20638 CASTLE BEND DR, KATY, TX 77450-4909
Document Number	0000128465
Instrument Date	Mar 31, 2026
Instrument	2026128465
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20638 CASTLE BEND DR, KATY, TX 77450-4909

Mortgage

Document Number	0000128465,
Date	Apr 6, 2026
Instrument	2026128465

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6%
Max Rate	-1%

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 21, 2020
Property Address	20638 CASTLE BEND DR, KATY, TX 77450-4909
Document Number	0000324122
Map Reference	VOL 289 PG 26
Instrument Date	Jun 15, 2020
Instrument	2020-324122
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIRST AMERICAN, FATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20638 CASTLE BEND DR, KATY, TX 77450-4909

Mortgage

Document Number	0000324123
Date	Jul 21, 2020
Instrument	2020-324123

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 3, 2019
Property Address	20638 CASTLE BEND DR, KATY, TX 77450-4909
Document Number	0000439880
Instrument Date	Sep 30, 2019
Instrument	439880
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20638 CASTLE BEND DR, KATY, TX 77450-4909
Document Number	0000138221
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20638 CASTLE BEND DR KATY TX 774504909, KATY, TX 77450-4909

Mortgage

Document Number	0000138221
Date	Apr 2, 2018
Instrument	138221

Lender

Name	BANK OF AMERICA CALIFORNIA NA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2058

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,854 (-4.45%) Land $134,861 Building $346,993	$481,854 (-4.45%) Land $134,861 Building $346,993
2025	$8,527.00 (+7.37%) Homeowner's exemption	$504,303 (+11.01%) Land $134,861 Building $369,442	$504,303 (+11.01%) Land $134,861 Building $369,442
2024	$7,942.00 (+35.28%)
2023		$454,271 Land $134,861 Building $319,410	$454,271 Land $134,861 Building $319,410
2022	$5,871.00 (+12.26%)
2020	$5,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	14 (1998–2020)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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