20637 Avoca Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 20637 Avoca Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,288 sqft · built 2020
Lot Size	2.06 acres (89,821 sqft)
Owner	Individual Name on Record
Tax Bill	$9,678 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-371-24`

Property Details

APN / Parcel Number

Primary APN	`003-371-24`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,288 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	89,821 sqft (2.06 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	003-371-24
Street Address	20637 AVOCA LN
City	DAVIDSON
State	NC
Zip	28036-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 M61-206
Legal Subdivision	GREEN LEVEL SUB PH 1 MAP 1
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1008
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 26, 2019	Trustee's Deed, Construction Loan · Line of Credit TD BK NA
Sep 17, 2019	Correction Deed ATTORNEY ONLY
May 29, 2018	Warranty Deed, Transfer · Conventional with PMI GOEHRING ESTATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019
Deed Sale	Sep 17, 2019
Deed Document Number	0003385640
Deed Book / Page	32709 / 432
Prior Transfer Date	May 29, 2018
Prior Transfer Doc	2018065042
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051752
Date	Mar 17, 2021
Book Page	35812/49
Instrument	2021051752

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540

Mortgage

Document Number	0000185624
Date	Sep 28, 2021
Book Page	36580/939
Instrument	2021185624

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 26, 2019
Property Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Book / Page	033885 / 000300
Instrument Date	Sep 25, 2019
Instrument	128467
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20637 AVOCA LN DAVIDSON NC 28036, DAVIDSON, NC 28036

Mortgage

Document Number	0000128467
Date	Sep 26, 2019
Book Page	033885/000300
Instrument	128467

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 17, 2019
Property Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Document Number	0000123111
Book / Page	033856 / 000040
Instrument Date	Sep 17, 2019
Instrument	123111
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18903 RUFFNER DR CORNELIUS NC 280319333, CORNELIUS, NC 28031-9333

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 29, 2018
Property Address	20637 AVOCA LN, DAVIDSON, NC 28036-0540
Document Number	0000065042
Book / Page	032709 / 000432
Instrument Date	May 29, 2018
Instrument	65042
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18903 RUFFNER DR CORNELIUS NC 280319333, CORNELIUS, NC 28031-9333

Mortgage

Document Number	65043
Date	May 29, 2018
Book Page	032709/000434
Instrument	65043

Lender

Name	GOEHRING ESTATES LLC
Address	20501 SHEARER RD, DAVIDSON, NC 28036-9711

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	May 28, 2019

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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