20634 Saddleback Chase Ln, Cypress, TX 77433 Property Records

Harris County property record for 20634 Saddleback Chase Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,165 sqft · built 2012
Lot Size	0.188 acres (8,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,900 (Apr 2019)
Tax Bill	$8,277 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129-821-001-0018`

Property Details

APN / Parcel Number

Primary APN	`129-821-001-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,183 sqft (0.188 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1298210010018
Street Address	20634 SADDLEBACK CHASE LN
City	CYPRESS
State	TX
Zip	77433-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 1 PINE CREEK AT CANYON LAKES WEST SEC 4
Legal Subdivision	PINE CREEK AT CANYON LAKES WEST SEC 4
Legal Block	1
Legal Lot Number	18
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2002
Census Tract	543005

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20634 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESCAP LP
Apr 1, 2019	Warranty Deed, Transfer RESCAP LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	2019129563
Prior Transfer Date	Mar 26, 2019
Prior Transfer Doc	2019129563
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20634 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3620
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522025
Date	Sep 13, 2021
Instrument	2021-522025

Lender

Name	RESCAP LP
Type	Non-Lending Institution
Address	DALLAS, TX 75247

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 1, 2019
Property Address	20634 SADDLEBACK CHASE LN, CYPRESS, TX 77433-3620
Document Number	0000129563
Instrument Date	Mar 29, 2019
Instrument	129563
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7627 GRANITE RIDGE LN HOUSTON TX 770954233, HOUSTON, TX 77095-4233

Mortgage

Document Number	129564
Date	Apr 1, 2019
Instrument	129564

Lender

Name	RESCAP LP
Address	1349 EMPIRE CENTRAL DR # 1200, DALLAS, TX 75247-4073

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,641 (-1.43%) Land $64,456 Building $242,185	$306,641 (-1.43%) Land $64,456 Building $242,185
2025	$8,277.00 (+246.46%)	$311,105 (-12.19%) Land $64,456 Building $246,649	$311,105 (-12.19%) Land $64,456 Building $246,649
2024	$2,389.00 (-1.85%)
2023		$354,291 Land $64,456 Building $289,835	$354,291 Land $64,456 Building $289,835
2022	$2,434.00 (+44.97%)
2020	$1,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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