1. Home
  2. Oklahoma
  3. Cherokee County
  4. Welling
  5. S 545 Rd

20634 S 545 Rd, Welling, OK 74471 Property Records

Cherokee County property record for 20634 S 545 Rd, Welling, OK 74471

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,300 sqft · built 1975
Lot Size17.9 acres (781,902 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Nov 2022)
Tax Bill$1,329 (2025)
Deeds & MortgagesNov 2022 Sale
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0000-12-16N-22E-0-031-00

Property Details

APN / Parcel Number

Primary APN0000-12-16N-22E-0-031-00
Alternative APN
  • 7162

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area781,902 sqft (17.9 acres)

Exterior Amenities

PorchSlab
Porch Area80 sqft
Shed1 Shed
Shed Area136 sqft
Lean-To288 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number7162
Street Address20634 S 545 RD
CityWELLING
StateOK
Zip74471-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT16N R22E S12 ALL THAT PT OF N339' OF SW NW SE LYING E OF CTRLINE OF EX CO RD & ALL THAT PT OF SW NW SE & ALL THAT PT OF NW S
Legal Range22E
Legal Township16N
Legal Section12
JurisdictionCHEROKEE OK
Township / Civil DivisionEAST CHEROKEE
Census Block Group2
Census Block2086
Census Tract978201

Owner

20634 S 545 Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20634 S 545 RD, WELLING, OK 74471-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Warranty Deed, Transfer
OKLAHOMA SECURED TITLE
Nov 2, 2022Warranty Deed, Transfer · Conventional Mortgage
1ST CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2022 · Amount on File
Deed SaleNov 2, 2022 · Amount on File
Prior SaleDec 12, 2007 · Amount on File
Deed Document Number20229583
Deed Book / Page1367 / 575
Prior Transfer DateDec 8, 2007
Prior Transfer Doc000917/340
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE OK
Recording DateNov 2, 2022
Property Address20634 S 545 RD, WELLING, OK 74471-2039
Document Number001367/576
Book / Page1367 / 576
Instrument DateOct 24, 2022
InstrumentI-2022-009584
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyOKLAHOMA SECURED TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20634 S 545 RD, WELLING, OK 74471-2039

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE OK
Recording DateNov 2, 2022
Property Address20634 S 545 RD, WELLING, OK 74471-2039
Document Number001367/575
Book / Page1367 / 575
Instrument DateOct 18, 2022
InstrumentI-2022-009583
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyOKLAHOMA SECURED TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20634 S 545 RD, WELLING, OK 74471-2039

Mortgage

Document NumberI2022009585
DateNov 2, 2022
InstrumentI-2022-009585
Lender
Name1ST CAPITAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20634 S 545 Rd was $1,329 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCherokee County
Unified School DistrictTahlequah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,692 (+3%) Land $8,779 Building $6,913$142,652 (-2.72%) Land $79,808 Building $62,844
2025$1,329.00 Homeowner's exemption$15,235 (+3%) Land $8,205 Building $7,030$146,638 (-1.24%) Land $82,731 Building $63,907
2024$1,329.00 (+5.9%) Homeowner's exemption$14,791 (+3%) Land $7,833 Building $6,958$148,481 (+13.74%) Land $82,731 Building $65,750
2023$1,255.00 (+53.61%) Homeowner's exemption$14,360 (+46.49%) Land $7,118 Building $7,242$130,549 (+46.49%) Land $64,710 Building $65,839
2022$817.00 Homeowner's exemption$9,803 Land $2,561 Building $7,242$89,119 Land $23,280 Building $65,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20634 S 545 Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2011–2022)
Most Recent ClaimMay 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20634 S 545 Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE CO. RWD #7 (WELLING)
serves 418 people · EPA ID OK3001126
Water SourcePurchased surface water from TAHLEQUAH PWA
Last State InspectionMar 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lake Region Technology & Communications
Fiber		2,500 / 2,500

Nearby Properties on S 545 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures