Deschutes County property record for 20634 Couples Ln, Bend, OR 97702 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2004 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Nov 2014) |
| Tax Bill | $3,795 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209 DB 14300 |
| Primary APN | 181209 DB 14300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Mixed |
| Garage Area | 489 sqft |
| Account Number | 245335 |
|---|---|
| Street Address | 20634 COUPLES LN |
| City | BEND |
| State | OR |
| Zip | 97702-2983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:289 SUBD:FOXBOROUGH PHASE 6 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-DB |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | FOXBOROUGH PHASE 6 |
| Legal Lot Number | 289 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209 DB 14300
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20634 COUPLES LN, BEND, OR 97702-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MID OREGON FCU |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on Record |
| Deed Sale | Nov 18, 2014 · Amount on Record |
| Prior Sale | Mar 18, 2005 · Amount on Record |
| Deed Document Number | 2014-038763 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20634 COUPLES LN, BEND, OR 97702-2983 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002352 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 2019-02352 |
| Name | MID OREGON FCU |
|---|---|
| Type | Credit Union |
| Address | BEND, OR 97708 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20634 COUPLES LN, BEND, OR 97702-2983 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000026726 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020-26726 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2040 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,795.00 (+3.94%) | $224,610 (+3%) | $661,430 (+1.41%) Land $191,890 Building $469,540 |
| 2024 | $3,651.00 (+7.89%) | $218,070 (+3%) | $652,220 (-) Land $191,890 Building $460,330 |
| 2023 | $3,384.00 | $211,720 | $652,220 Land $191,890 Building $460,330 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 1% of Oregon |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Webformix Company, TDS Telecom, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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