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20631 Cherry Tree Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20631 Cherry Tree Ln, Bend, OR 97702 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,876 sqft · built 2004
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Aug 2020)
Tax Bill$4,049 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181209 DB 07400

Property Details

APN / Parcel Number

Primary APN181209 DB 07400
Alternative APN
  • 243345

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,876 sqft Living Area
1st Floor Area786 sqft
2nd Floor Area1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Lot Area6,098 sqft (0.139 acres)
Garage TypeMixed
Garage Area557 sqft

Location & Zoning

Account Number243345
Street Address20631 CHERRY TREE LN
CityBEND
StateOR
Zip97702-2984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:233 SUBD:FOXBOROUGH PHASE 5 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-DB
Legal Range12E
Legal Township18S
Legal Section09
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionFOXBOROUGH PHASE 5
Legal Lot Number233
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3025
Census Tract2002

Owner

Source: Deschutes County records · APN 181209 DB 07400

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20631 CHERRY TREE LN, BEND, OR 97702-2984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 06, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2020 · Amount on Record
Deed SaleAug 06, 2020 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Document Number2020-39007
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20631 CHERRY TREE LN, BEND, OR 97702-2984
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF O

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037534
DateJun 23, 2021
Instrument2021-37534
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 06, 2020
Property Address20631 CHERRY TREE LN, BEND, OR 97702-2984
Document Number0000039007
Instrument DateJul 30, 2020
Instrument39007
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20631 CHERRY TREE LN BEND OR 977022984, BEND, OR 97702-2984

Mortgage

Document Number39008
DateAug 06, 2020
Instrument39008
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,049.00 (+3.95%)$239,650 (+3%)$671,640 (+1.42%) Land $191,890 Building $479,750
2024$3,895.00 (+7.86%)$232,670 (+3%)$662,230 (-) Land $191,890 Building $470,340
2023$3,611.00$225,900$662,230 Land $191,890 Building $470,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TDS TelecomCable1,000 / 20
Yellowknife Wireless CompanyFixed Wireless (licensed-by-rule)700 / 200
VerizonFixed Wireless300 / 20

May also be available at this address: TDS Telecom, Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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