20630 Riley Copper Dr, Cypress, TX 77433 Property Records

Harris County property record for 20630 Riley Copper Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,810 sqft · built 2018
Lot Size	0.183 acres (7,959 sqft)
Owner	Individual Name on Record
Last Sale	$558,340 (Nov 2022)
Tax Bill	$8,094 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-079-001-0010`

Property Details

APN / Parcel Number

Primary APN	`139-079-001-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,810 sqft Living Area
1st Floor Area	1,556 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	7,959 sqft (0.183 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390790010010
Street Address	20630 RILEY COPPER DR
City	CYPRESS
State	TX
Zip	77433-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 1 CANYON LAKES WEST SEC 12
Legal Subdivision	CANYON LAKES WEST SEC 12
Legal Block	1
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	543005

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20630 RILEY COPPER DR, CYPRESS, TX 77433-7089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AUSTIN CAP BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	May 13, 2019 · Amount on Record
Deed Document Number	2022534079
Record Updated	Sep 20, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 1, 2022
Property Address	20630 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000534079
Map Reference	MF 682487
Instrument Date	Oct 31, 2022
Instrument	2022-534079
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20630 RILEY COPPER DR, CYPRESS, TX 77433-7089

Mortgage

Document Number	0000534080
Date	Nov 1, 2022
Instrument	2022-534080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 13, 2019
Property Address	20630 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000195960
Instrument Date	May 9, 2019
Instrument	195960
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2019
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20630 RILEY COPPER DR CYPRESS TX 774337089, CYPRESS, TX 77433-7089

Mortgage

Document Number	195961
Date	May 13, 2019
Instrument	195961

Lender

Name	AUSTIN CAP BK SSB
Address	AUSTIN, TX 78757

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,094.00 (+199.78%) Homeowner's exemption	$430,506 (-5.66%) Land $93,791 Building $336,715	$430,506 (-5.66%) Land $93,791 Building $336,715
2024	$2,700.00 (-13.88%)
2023		$456,338 Land $81,676 Building $374,662	$456,338 Land $81,676 Building $374,662
2022	$3,135.00 (+34.84%)
2020	$2,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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