Deschutes County property record for 20630 Harper Rd, Bend, OR 97703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 3,451 sqft Living Area |
| Lot Size | 871,200 sqft (20 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,350,000 (2024) |
| Tax Bill | $15,564.00 (2025) |
| Primary APN | 161209-00-00200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,451 sqft Living Area |
| Gross Area | 4,491 sqft Gross Area |
| 1st Floor | 2,335 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level Style |
| Roof Material | Wood Shingle Roof |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 1,040 sqft Garage |
| Deck Area | 968 sqft Deck |
| Patio Area | 270 sqft Patio |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 150805 |
|---|---|
| Street Address | 20630 HARPER RD |
| City | BEND |
| State | OR |
| Zip | 97703-9002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 9 - E 1/2 NW 1/4 NE 1/4 20.0 AC |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 09 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | TUMALO |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 603 |
Source: Deschutes County records · APN 161209-00-00200
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20630 HARPER RD, BEND, OR 97703-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 16, 2024 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 24, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Deed Doc Number | 20243785 |
| Prior Transfer Date | Aug 24, 2017 |
| Prior Transfer Doc | 0000033829 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20630 HARPER RD, BEND, OR 97703-9002 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4875 BEACH DR SW, SEATTLE, WA 98116-4342 |
| Document Number | 0000011206 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 2024-11206 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 16, 2024 |
| Property Address | 20630 HARPER RD, BEND, OR 97703-9002 |
| Document Number | 0000003785 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024-03785 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20620 HARPER RD # 20630, 20630, BEND, OR 97703-9002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20630 HARPER RD, BEND, OR 97703-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000001956 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020-01956 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 09770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 24, 2017 |
| Property Address | 20630 HARPER RD, BEND, OR 97703-9002 |
| Document Number | 0000033829 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 33829 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20630 HARPER RD BEND OR 977039002, BEND, OR 97703-9002 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,564.00 (+4.84%) | $1,153,800 (+3%) | $2,465,770 (-) Land $696,220 Building $1,769,550 |
| 2024 | $14,846.00 (+1.83%) | $1,120,200 (+3%) | $2,465,770 (-13.89%) Land $696,220 Building $1,769,550 |
| 2023 | $14,579.00 | $1,087,580 | $2,863,500 Land $805,890 Building $2,057,610 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 32% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 355 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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