Lee County property record for 20630 Charles St, Alva, FL 33920 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,405 sqft Living Area |
| Lot Size | 9,932 sqft (0.228 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2023) |
| Tax Bill | $3,111.00 (2025) |
| Primary APN | 28-43-27-02-00002.0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,405 sqft Living Area |
| Gross Area | 1,521 sqft Gross Area |
| 1st Floor | 1,405 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,932 sqft (0.228 acres) |
| Depth X Width | 130 ft x 80 ft Depth x Width |
| Porch Area | 116 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 10357120 |
|---|---|
| Street Address | 20630 CHARLES ST |
| City | ALVA |
| State | FL |
| Zip | 33920-3806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS UNIT 1 BLK 2 PB 12 PG 134 LOT 25 |
| Legal Range | 27E |
| Legal Township | 43S |
| Legal Section | 28 |
| Legal Subdivision | RIVER OAKS |
| Legal Tract | 02 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Legal Unit | 1 |
| Jurisdiction | LEE FL |
| Minor Civil Division | FORT MYERS SHORES |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 30300 |
Source: Lee County records · APN 28-43-27-02-00002.0250
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CARDINAL FINANCIAL COMPANY LP |
| Feb 24, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 05, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Doc Number | 202369726 |
| Prior Transfer Date | May 29, 2003 |
| Prior Transfer Doc | 3967000952 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Document Number | 0000069728 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023000069728 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Document Number | 0000069726 |
| Map Reference | MB 12 PG 133&134 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023000069726 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | TEAM TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5500 HIGGINBOTHAM RD, FORT MYERS, FL 33905-6018 |
| Name | Verified Name |
|---|---|
| Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Document Number | 0000069727 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023000069727 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 05, 2017 |
| Property Address | 20630 CHARLES ST, ALVA, FL 33920-3806 |
| Document Number | 0000191115 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 191115 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | TEAM TITLE SERVICES, TEAM TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20630 CHARLES ST ALVA FL 339203806, ALVA, FL 33920-3806 |
| Document Number | 191116 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 191116 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 04, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,111.00 (+75.86%) Homeowner's exemption | $228,607 (+64.16%) Land $46,998 Building $181,609 | $228,607 (+9.21%) Land $46,998 Building $181,609 |
| 2023 | $1,769.00 (-2.86%) Homeowner's exemption | $139,260 (+7.92%) | $209,333 (+7.27%) Land $15,176 Building $194,157 |
| 2022 | $1,821.00 Homeowner's exemption | $129,038 | $195,137 Land $14,152 Building $180,985 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 234 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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