2063 Deep Creek Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2063 Deep Creek Rd, Palmyra, VA 22963

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 4,092 sqft · built 2004
Lot Size	37 acres (1,614,334 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Aug 2019)
Tax Bill	$5,980 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 A 7`

Property Details

APN / Parcel Number

Primary APN	`21 A 7`
Alternative APN	`2417`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,092 sqft Living Area
1st Floor Area	2,548 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,614,334 sqft (37 acres)
Terrain	Rolling
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2417
Street Address	2063 DEEP CREEK RD
City	PALMYRA
State	VA
Zip	22963-4616
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	INST 190002538 AC 37.06
Legal Tract	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1027
Census Tract	20200

Owner

2063 Deep Creek Rd, a rural home, is owned and occupied by an individual who bought it in August 2019.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2063 DEEP CREEK RD, PALMYRA, VA 22963-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2019	Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Deed Document Number	20192538
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	000759/365
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2063 DEEP CREEK RD, PALMYRA, VA 22963-4616
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006240
Date	Dec 27, 2021
Instrument	210006240

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 22, 2019
Property Address	2063 DEEP CREEK RD, PALMYRA, VA 22963-4616
Document Number	0001902538
Map Reference	PB 70 PG 501
Instrument Date	Aug 19, 2019
Instrument	1902538
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2063 DEEP CREEK RD, PALMYRA, VA 22963-4616

Mortgage

Document Number	0001902539
Date	Aug 22, 2019
Instrument	1902539

Lender

Name	NFM INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2063 Deep Creek Rd was $5,980, up 13.5% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,100 (+%) Land $150,200 Building $641,900	$792,100 (+%) Land $150,200 Building $641,900
2025	$5,980.00 (+13.47%)	$792,080 Land $150,180 Building $641,900	$792,080 Land $150,180 Building $641,900
2024	$5,270.00
2023		$678,800 Land $150,200 Building $528,600	$678,800 Land $150,200 Building $528,600
2022	$4,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2063 Deep Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2063 Deep Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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