20628 del Ray Dr, Eckert, CO 81418 Property Records

Delta County property record for 20628 del Ray Dr, Eckert, CO 81418 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2022
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Mar 2021)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R004899`

Property Details

APN / Parcel Number

Primary APN	`R004899`
Alternative APN	`323711405012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,016 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R004899
Street Address	20628 DEL RAY DR
City	ECKERT
State	CO
Zip	81418-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20628 DEL RAY DR ECKERT - ORCHARD CITY 81418 S: 11 T: 14S R: 95W SUBDIVISION: DEL RAY SUBDIVSION LOT: 39 TOTAL AC .53+- ( 231.3 X 100 ) LOT 39 DEL RAY SUB PT SEC 11 T14S R95W 6PM BK 534 PG 312 BK 703 PG 975 BK 710 PG 207 R-662870-POA R-664700-POA R66
Legal Subdivision	DEL RAY SUBDIVSION
Legal Lot Number	39
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1037
Census Tract	964700

Owner

Source: Delta County records · APN R004899

Assessment roll updated May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20628 DEL RAY DR, ECKERT, CO 81418-9808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 04, 2024	Intrafamily Transfer, Transfer
Mar 05, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Prior Sale	Oct 28, 1993 · Amount on Record
Deed Document Number	2021726882
Last Transfer Date	Oct 30, 2024
Transfer Doc	0000756449
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	20628 DEL RAY DR, ECKERT, CO 81418-9808
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 S NELSON ST, LAKEWOOD, CO 80226-2633

Mortgage

Document Number	0000766427
Date	Mar 06, 2026
Instrument	766427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	20628 DEL RAY DR, ECKERT, CO 81418-9808
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000740428
Date	Jun 30, 2022
Instrument	740428

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Jan 04, 2024
Property Address	20628 DEL RAY DR, ECKERT, CO 81418-9808
Document Number	0000750703
Instrument Date	Dec 30, 2023
Instrument	750703
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 S YATES ST, DENVER, CO 80219-2253

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 05, 2021
Property Address	20628 DEL RAY DR, ECKERT, CO 81418-9808
Document Number	0000726882
Instrument Date	Mar 05, 2021
Instrument	726882
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Orchard City Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 (-7.31%)	$30,942 (-9.7%) Land $4,063 Building $26,879	$495,064 (-3.2%) Land $65,000 Building $430,064
2024	$2,106.00 (+4.41%)	$34,265 (-) Land $3,630 Building $30,635	$511,415 (-) Land $54,175 Building $457,240
2023	$2,017.00 (+301.79%)	$34,265 (+307.43%) Land $3,630 Building $30,635	$511,415 (+1,663.5%) Land $54,175 Building $457,240
2022	$502.00	$8,410 Land $8,410	$29,000 Land $29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299647001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 9% of Colorado
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Montrose Electric Association	Fiber	6,000 / 6,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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