20623 Over Under Ct, Bend, OR 97701 Property Records

Deschutes County property record for 20623 Over Under Ct, Bend, OR 97701 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1981
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2019)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171216 AB 03000`

Property Details

APN / Parcel Number

Primary APN	`171216 AB 03000`
Alternative APNs	`R1088171216AB03000` `108959`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Mixed
Garage Area	288 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	108959
Old Parcel Number	R1088171216AB03000
Street Address	20623 OVER UNDER CT
City	BEND
State	OR
Zip	97701-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 BLK:2 SUBD:HUNTERS CIRCLE SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 12 MAP REF:171216-AB
Legal Range	12E
Legal Township	17S
Legal Section	16
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	HUNTERS CIRCLE
Legal Block	2
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3011
Census Tract	1101

Owner

Source: Deschutes County records · APN 171216 AB 03000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
May 17, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Nov 28, 2012
Deed Document Number	2019-16195
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Transaction Type	Mortgage
Record Updated	Aug 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018867
Date	Aug 01, 2023
Instrument	2023-18867

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Transaction Type	Mortgage
Record Updated	Jul 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037199
Date	Jun 22, 2021
Instrument	2021-37199

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 01, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049614
Date	Dec 13, 2017
Instrument	2017-49614

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003011
Date	Jan 30, 2019
Instrument	2019-03011

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	94777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 17, 2019
Property Address	20623 OVER UNDER CT, BEND, OR 97701-8540
Document Number	0000016195
Instrument Date	Apr 29, 2019
Instrument	16195
Transaction Type	Transfer
Record Updated	Jun 03, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20623 OVER UNDER CT BEND OR 977018540, BEND, OR 97701-8540

Mortgage

Document Number	16196
Date	May 17, 2019
Instrument	16196

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (+3.96%)	$150,700 (+2.99%)	$447,660 (+6.07%) Land $234,500 Building $213,160
2024	$2,449.00 (+7.84%)	$146,320 (+3%)	$422,060 (-4.17%) Land $234,500 Building $187,560
2023	$2,271.00	$142,060	$440,420 Land $229,500 Building $210,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Cable	1,000 / 20
Yellowknife Wireless Company	Fixed Wireless (licensed-by-rule)	700 / 200
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: TDS Telecom, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Over Under Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures