Suwannee County property record for 20623 35th Dr, Wellborn, FL 32094
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 2006 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Jul 2018) |
| Tax Bill | $1,342 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05S-15E-00924-040350 |
| Primary APN | 04-05S-15E-00924-040350 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 175,547 sqft (4.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 00924040350 |
|---|---|
| Street Address | 20623 35TH DR |
| City | WELLBORN |
| State | FL |
| Zip | 32094-3756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG LOT 35 FLORIDA HILLS PHASE IV ORB 2064 P 111 WD YR 2019 |
| Legal Range | 15E |
| Legal Township | 05S |
| Legal Section | 04 |
| Legal Subdivision | FLORIDA HILLS PHASE IV |
| Legal Phase | 4 |
| Legal Lot Number | 35 |
| Legal Unit | 35 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 970502 |
20623 35th Dr is owned and occupied by an individual who bought it in July 2018.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20623 35TH DR, WELLBORN, FL 32094-3756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 2018205614 |
| Deed Book / Page | 2064 / 0111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 20623 35TH DR, WELLBORN, FL 32094-3756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 20623 35TH DR, WELLBORN, FL 32094-3756 |
| Document Number | 0000235786 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 2250/302 |
| Instrument | 2021235786 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 20623 35TH DR, WELLBORN, FL 32094-3756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000227172 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 2193/334 |
| Instrument | 2020227172 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 20623 35TH DR, WELLBORN, FL 32094-3756 |
| Document Number | 0000205614 |
| Book / Page | 2064 / 0111 |
| Map Reference | MB1 PG303 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2018205614 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ABSTRACT & TITLE SERVICES IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5511 SW CR 791 LK, LAKE CITY, FL 32024 |
| Document Number | 0000205615 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 2064/0112 |
| Instrument | 2018205615 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,192 | $192,210 Land $38,285 Building $153,925 | |
| 2024 | $1,342.00 (+2.91%) | ||
| 2023 | $1,304.00 (+3.66%) Homeowner's exemption | $104,911 (+3%) | $165,439 (+31.44%) Land $24,180 Building $141,259 |
| 2022 | $1,258.00 Homeowner's exemption | $101,855 | $125,865 Land $22,971 Building $102,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20623 35th Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20623 35th Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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