Mecklenburg County property record for 20622 Pointe Regatta Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,383 sqft · built 2014 |
| Lot Size | 0.377 acres (16,439 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,099,000 (Aug 2020) |
| Tax Bill | $8,238 (2024) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-492-03 |
| Primary APN | 001-492-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,383 sqft Heated Area |
| 1st Floor Area | 1,750 sqft |
| Upper Floors Area | 1,845 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Raised |
| Lot Area | 16,439 sqft (0.377 acres) |
| Garage Area | 582 sqft |
| Porch | Porch |
| Porch Area | 301 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20622 POINTE REGATTA DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L34 M32-190 |
| Legal Subdivision | POINTE REGATTA SUB |
| Legal Lot Number | 34 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 9, 2026 | Intrafamily Transfer, Transfer |
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOE |
| Apr 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 0000136950 |
| Deed Book / Page | 34984 / 342 |
| Last Transfer Date | Feb 9, 2026 |
| Transfer Doc | 0000012348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 9, 2026 |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000012348 |
| Book / Page | 40185 / 791 |
| Map Reference | MB 22 PG 190 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026012348 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000092467 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 39852/730 |
| Instrument | 2025092467 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SERV |
| Name | Verified Name |
|---|
| Document Number | 0000122304 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 33004/329 |
| Instrument | 2018122304 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041485 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 34399/576 |
| Instrument | 2020041485 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 28, 2020 |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000136950 |
| Book / Page | 34984 / 342 |
| Map Reference | MB 22 PG 316&317 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020136950 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2395 BROOKSIDE WAY, 2395, INDIALANTIC, FL 32903-3612 |
| Name | Verified Name |
|---|---|
| Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000136951 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020136951 |
| Name | THE OLD POINT NATIONAL BANK OF PHOE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 17, 2019 |
| Property Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000044963 |
| Book / Page | 33435 / 221 |
| Map Reference | MB 22 PG 316&317 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 2019044963 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22208 COUNTRY CLUB CIR, 22208, CORNELIUS, NC 28031-6622 |
| Name | Verified Name |
|---|---|
| Address | 20622 POINTE REGATTA DR, CORNELIUS, NC 28031-7156 |
| Document Number | 0000044964 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019044964 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255,500 Land $425,000 Building $830,500 | ||
| 2024 | $8,238.00 | ||
| 2023 | $1,255,500 Land $425,000 Building $830,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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