20615 Rustic Hearth Ct, Richmond, TX 77407 Property Records

Fort Bend County property record for 20615 Rustic Hearth Ct, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,149 sqft · built 2003
Lot Size	0.133 acres (5,835 sqft)
Owner	Individual Name on File
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R283027`

Property Details

APN / Parcel Number

Primary APN	`R283027`
Alternative APN	`4790-04-004-0190-901`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,149 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	813 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,835 sqft (0.133 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R283027
Street Address	20615 RUSTIC HEARTH CT
City	RICHMOND
State	TX
Zip	77407-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEMONT SEC 4, BLOCK 4, LOT 19
Legal Subdivision	LAKEMONT SEC 4
Legal Block	4
Legal Lot Number	19
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	3
Census Block	3010
Census Tract	672906

Owner

20615 Rustic Hearth Ct is owned by an individual who acquired it in March 2017.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1398 DANBY AVE, SAN JOSE, CA 95132-2306
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 7, 2017	Vendor's Lien, Transfer · Conventional Mortgage AUSTIN FIRST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017
Deed Sale	Mar 7, 2017
Prior Sale	Jan 14, 2013
Deed Document Number	2017024159
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20615 RUSTIC HEARTH CT, RICHMOND, TX 77407-7818
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187130
Date	Dec 30, 2020
Instrument	2020187130

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 7, 2017
Property Address	20615 RUSTIC HEARTH CT, RICHMOND, TX 77407-7818
Document Number	0000024159
Map Reference	SL2375
Instrument Date	Mar 7, 2017
Instrument	2017024159
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9925 EASTON SKY LN, CYPRESS, TX 77433-4006

Mortgage

Document Number	0000024160
Date	Mar 7, 2017
Instrument	2017024160

Lender

Name	AUSTIN FIRST MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20615 Rustic Hearth Ct was $5,461, down 48.1% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,461.00 (-48.11%)	$319,608 (+5.37%) Land $35,308 Building $284,300	$319,608 (+5.37%) Land $35,308 Building $284,300
2024	$10,525.00 (+88.08%)	$303,327 (-6.32%) Land $35,308 Building $268,019	$303,327 (-6.32%) Land $35,308 Building $268,019
2023	$5,596.00	$323,793 Land $27,160 Building $296,633	$323,793 Land $27,160 Building $296,633
2018	$3,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20615 Rustic Hearth Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20615 Rustic Hearth Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 122 serves 3,366 people · EPA ID TX0790416
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ezee Fiber.

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