Harris County property record for 20615 Gable Ridge Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,540 sqft · built 2000 |
| Lot Size | 0.252 acres (10,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Dec 2016) |
| Tax Bill | $9,849 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-973-001-0001 |
| Primary APN | 119-973-001-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,962 sqft (0.252 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Frame Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1199730010001 |
|---|---|
| Street Address | 20615 GABLE RIDGE DR |
| City | KATY |
| State | TX |
| Zip | 77450-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 1 KELLIWOOD GARDENS SEC 2 |
| Legal Subdivision | KELLIWOOD GARDENS SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 454901 |
20615 Gable Ridge Dr is owned and occupied by an individual who acquired it in December 2020.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 8, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2016 · Amount on File |
| Deed Sale | Dec 15, 2016 · Amount on File |
| Prior Sale | Sep 26, 2000 · Amount on File |
| Deed Document Number | 2016562722 |
| Last Transfer Date | Dec 7, 2020 |
| Transfer Doc | 0000601718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
| Document Number | 2021088552 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-088552 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 8, 2020 |
| Property Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
| Document Number | 0000601718 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 601718 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20615 GABLE RIDGE DR KATY TX 774506502, KATY, TX 77450-6502 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 8, 2020 |
| Property Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
| Document Number | 2020601718 |
| Map Reference | MF 415053 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020-601718 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20615 GABLE RIDGE DR, KATY, TX 77450-6502 |
The 2025 property tax bill for 20615 Gable Ridge Dr was $9,849, up 28.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,182 (-4.63%) Land $91,761 Building $356,421 | $448,182 (-4.63%) Land $91,761 Building $356,421 | |
| 2025 | $9,849.00 (+28.09%) | $469,930 Land $91,761 Building $378,169 | $469,930 Land $91,761 Building $378,169 |
| 2024 | $7,689.00 | ||
| 2023 | $452,429 Land $91,761 Building $360,668 | $452,429 Land $91,761 Building $360,668 | |
| 2022 | $5,597.00 | ||
| 2020 | $5,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20615 Gable Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20615 Gable Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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