20615 91st Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20615 91st Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1983
Lot Size	1.25 acres (54,885 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (May 2026)
Tax Bill	$5,497 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041804-7-027`

Property Details

APN / Parcel Number

Primary APN	`041804-7-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	54,885 sqft
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Wood Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20615 91ST AVE E
City	GRAHAM
State	WA
Zip	98338-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 34 : L 4 OF SHORT PLAT 81-08-19-0262 EASE OF RECORD OUT OF 3-011 SEG R-0574 DL EMS
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	PIERCE COUNTY SHORT PLAT #8108190262
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1004
Census Tract	73124

Owner

20615 91st Ave E is owned and occupied by two individuals who bought it in May 2026.

Source: Pierce County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20615 91ST AVE E, GRAHAM, WA 98338-8408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Apr 4, 2024	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 4, 2024	Affidavit of Death of Joint Tenant, Transfer
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Apr 4, 2024 · Amount on File
Deed Document Number	20260521158
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0000000019
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 21, 2026
Property Address	20615 91ST AVE E, GRAHAM, WA 98338-8408
Document Number	0000000158
Instrument Date	May 13, 2026
Instrument	2026.158
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 91ST AVE E, GRAHAM, WA 98338-8408

Mortgage

Document Number	0000000159,
Date	May 21, 2026
Instrument	2026.21.159

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 4, 2024
Property Address	20615 91ST AVE E, GRAHAM, WA 98338-8408
Document Number	0004040319
Instrument Date	Apr 2, 2024
Instrument	202404040319
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 91ST AVE E, GRAHAM, WA 98338-8408

Mortgage

Document Number	0004040320
Date	Apr 4, 2024
Instrument	202404040320

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0004040320
Date	Apr 4, 2024
Instrument	202404040320

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIERCE WA
Recording Date	Apr 4, 2024
Property Address	20615 91ST AVE E, GRAHAM, WA 98338-8408
Document Number	0004040318
Instrument Date	Jan 26, 2023
Instrument	202404040318
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20615 91ST AVE E, GRAHAM, WA 98338-8408
Document Number	1911120231
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20615 91ST AVE E GRAHAM WA 983388408, GRAHAM, WA 98338-8408

Mortgage

Document Number	1911120231
Date	Nov 12, 2019
Instrument	201911120231

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20615 91st Ave E was $5,497, up 1.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,497.00 (+1.78%)	$503,500 (+1.19%) Land $237,700 Building $265,800	$503,500 (+1.19%) Land $237,700 Building $265,800
2025	$5,401.00 (-3%)	$497,600 (+4.38%) Land $232,300 Building $265,300	$497,600 (+4.38%) Land $232,300 Building $265,300
2024	$5,568.00 (-2.06%)	$476,700 (-4.43%) Land $225,200 Building $251,500	$476,700 (-4.43%) Land $225,200 Building $251,500
2023	$5,685.00	$498,800 Land $250,200 Building $248,600	$498,800 Land $250,200 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20615 91st Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20615 91st Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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