20614 Riley Copper Dr, Cypress, TX 77433 Property Records

Harris County property record for 20614 Riley Copper Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,643 sqft · built 2018
Lot Size	0.155 acres (6,766 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2020)
Tax Bill	$7,823 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-079-001-0014`

Property Details

APN / Parcel Number

Primary APN	`139-079-001-0014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,643 sqft Living Area
1st Floor Area	1,571 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,766 sqft (0.155 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390790010014
Street Address	20614 RILEY COPPER DR
City	CYPRESS
State	TX
Zip	77433-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 1 CANYON LAKES WEST SEC 12
Legal Subdivision	CANYON LAKES WEST SEC 12
Legal Block	1
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	543005

Owner

20614 Riley Copper Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 25, 2020	Warranty Deed, Transfer GATEWAY MTG GRP
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Mar 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ADVISA MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2020579313
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000579313
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Aug 25, 2026
Property Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000344920
Instrument Date	May 16, 2026
Instrument	2026344920
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089

Mortgage

Document Number	0000344920,
Date	Aug 25, 2026
Instrument	2026344920

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2056

Interest

Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 25, 2020
Property Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000579313
Instrument Date	Nov 23, 2020
Instrument	579313
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20614 RILEY COPPER DR CYPRESS TX 774337089, CYPRESS, TX 77433-7089

Mortgage

Document Number	579314
Date	Nov 25, 2020
Instrument	579314

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000193768
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20614 RILEY COPPER DR CYPRESS TX 774337089, CYPRESS, TX 77433-7089

Mortgage

Document Number	0000193768
Date	May 7, 2020
Instrument	193768

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 29, 2019
Property Address	20614 RILEY COPPER DR, CYPRESS, TX 77433-7089
Document Number	0000125553
Instrument Date	Mar 29, 2019
Instrument	125553
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2019
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20614 RILEY COPPER DR CYPRESS TX 774337089, CYPRESS, TX 77433-7089

Mortgage

Document Number	125554
Date	Mar 29, 2019
Instrument	125554

Lender

Name	ADVISA MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20614 Riley Copper Dr was $7,823 with a homeowner's exemption, up 215.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,206 (-2.18%) Land $92,559 Building $316,647	$409,206 (-2.18%) Land $92,559 Building $316,647
2025	$7,823.00 (+215.83%) Homeowner's exemption	$418,345 Land $92,559 Building $325,786	$418,345 Land $92,559 Building $325,786
2024	$2,477.00
2023		$443,113 Land $80,603 Building $362,510	$443,113 Land $80,603 Building $362,510
2022	$2,061.00
2020	$2,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20614 Riley Copper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20614 Riley Copper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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