20611 520th St, Centerville, IA 52544 Property Records

Appanoose County property record for 20611 520th St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,322 sqft · built 1974
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on File
Last Sale$122,500 (Oct 2013)
Tax Bill$2,506 (2026)
Deeds & MortgagesFeb 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN290251009070000

Property Details

APN / Parcel Number

Primary APN290251009070000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,322 sqft Living Area
Basement Area1,312 sqft
Finished Basement200 sqft
Unfinished Basement1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,984 sqft (1.4 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area420 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address20611 520TH ST
CityCENTERVILLE
StateIA
Zip52544-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL D DESC AS COMNE COR NW NE TH S 0 DG 03'53 W 40' TH N90 DG 00'00 W 580'
JurisdictionAPPANOOSE IA
Township / Civil DivisionVERMILLION
Census Block Group2
Census Block2056
Census Tract950400

Owner

20611 520th St is owned and occupied by an individual who bought it in October 2013.

Source: Appanoose County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20611 520TH ST, CENTERVILLE, IA 52544-8617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU
May 31, 2017Warranty Deed, Transfer · ARM
COMMUNITY 1ST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2013 · Amount on File
Deed SaleOct 21, 2013 · Amount on File
Deed Document Number20132372
Deed Book / Page2013 / 2372
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address20611 520TH ST, CENTERVILLE, IA 52544-8617
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002022/255
DateFeb 4, 2022
Book Page2022/255
Instrument2022 255
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5%
Index1-Year CMT

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateMay 31, 2017
Property Address20611 520TH ST, CENTERVILLE, IA 52544-8617
Document Number02017/1017
Book / Page2017 / 1017
Instrument DateMay 31, 2017
Instrument20171017
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20611 520TH ST, CENTERVILLE, IA 52544-8617

Mortgage

Document Number02017/1018
DateMay 31, 2017
Book Page2017/1018
Instrument2017-1018
Lender
NameCOMMUNITY 1ST CU
TypeCredit Union
AddressOTTUMWA, IA 52501
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 20611 520th St was $2,506, down 6.1% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,506.00 (-6.14%)$223,390 (-) Land $36,380 Building $187,010$223,390 (-) Land $36,380 Building $187,010
2025$2,670.00$223,390 Land $36,380 Building $187,010$223,390 Land $36,380 Building $187,010
2024$2,670.00
2023$191,230 (+20.3%) Land $31,200 Building $160,030$191,230 Land $31,200 Building $160,030
2022$2,472.00 Homeowner's exemption$158,960 Land $25,600 Building $133,360
2021$158,960 Land $25,600 Building $133,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20611 520th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20611 520th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 88% of Iowa
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRATHBUN REGIONAL WATER ASSN (RATHBUN)
private · serves 33,000 people · EPA ID IA0400900
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Liberty Communications
Fixed Wireless
500 / 200
Lockridge Networks
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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