20610 Kell Rd, Carlyle, IL 62231 Property Records

Clinton County property record for 20610 Kell Rd, Carlyle, IL 62231

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,296 sqft · built 1997
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2026)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-12-100-006`

Property Details

APN / Parcel Number

Primary APN	`02-02-12-100-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	165 ft deep x 165 ft wide

Location & Zoning

Street Address	20610 KELL RD
City	CARLYLE
State	IL
Zip	62231-4508
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	21
Legal Description	SECTION 12 TOWNSHIP 3N RANGE 3W SW COR N 1/2 SW NW .62A
Legal Range	03W
Legal Township	03N
Legal Section	12
Legal Subdivision	PRINCIPAL MERIDIAN SUB 3RD ADD
Jurisdiction	CLINTON IL
Township / Civil Division	WHEATFIELD
Census Block Group	1
Census Block	1031
Census Tract	900200

Owner

20610 Kell Rd, a mobile home, is owned and occupied by an individual who bought it in June 2026.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	20610 KELL RD, CARLYLE, IL 62231-4508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on File
Deed Sale	Jun 19, 2026 · Amount on File
Deed Document Number	20262450
Prior Transfer Date	Jun 18, 2026
Prior Transfer Doc	0000002450
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Aug 18, 2026
Property Address	20610 KELL RD, CARLYLE, IL 62231-4508
Document Number	0000003367
Instrument Date	Aug 12, 2026
Instrument	20263367
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20610 KELL RD, CARLYLE, IL 62231-4508

Mortgage

Document Number	0000003367,
Date	Aug 18, 2026
Instrument	20263367

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jun 19, 2026
Property Address	20610 KELL RD, CARLYLE, IL 62231-4508
Document Number	0000002450
Instrument Date	Jun 18, 2026
Instrument	20262450
Transaction Type	Transfer
Record Updated	Jul 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,392.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20610 KELL RD, CARLYLE, IL 62231-4508

Mortgage

Date	Jun 19, 2026

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 20610 Kell Rd was $1,331, up 10.2% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Wheatfield Township
Unified School District	Carlyle Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,331.00 (+10.18%) Homeowner's exemption	$28,620 Land $7,050 Building $21,570	$85,860 Land $21,150 Building $64,710
2024	$1,208.00
2022	$1,059.00 (+6.33%)	$22,910 (+7.01%) Land $6,610 Building $16,300	$68,730 (+7.01%) Land $19,830 Building $48,900
2021	$996.00	$21,410 Land $6,180 Building $15,230	$64,230 Land $18,540 Building $45,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20610 Kell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20610 Kell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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