2061 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2061 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1952
Lot Size	0.119 acres (5,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jul 2020)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-42-0069`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-42-0069`
Alternative APNs	`8505074` `562736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	808 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,166 sqft (0.119 acres)
Lot Dimensions	126 ft deep x 41 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	562736
Street Address	2061 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEHSIKOMER GARDEN LOTS SUBJ TO ALLEY AND EX N 126 55/100 FT AND ...41 FT AND EX E 41 2/10 FT LOT 14
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	MEHSIKOMER GARDEN LOTS
Legal Lot Number	14
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1007
Census Tract	30702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2061 COTTAGE AVE E, SAINT PAUL, MN 55119-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Warranty Deed, Transfer · Conventional with PMI WINGS FIN'L CU
Nov 8, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	20202669363
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 10, 2020
Property Address	2061 COTTAGE AVE E, SAINT PAUL, MN 55119-3215
Document Number	0002669363
Instrument Date	Jul 8, 2020
Instrument	2669363
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2061 COTTAGE AVE E ST PAUL MN 551193215, ST PAUL, MN 55119-3215

Mortgage

Document Number	2669364
Date	Jul 10, 2020
Instrument	2669364

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2018
Property Address	2061 COTTAGE AVE E, SAINT PAUL, MN 55119-3215
Document Number	0002627397
Instrument Date	Oct 30, 2018
Instrument	2627397
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061 COTTAGE AVE E ST PAUL MN 551193215, ST PAUL, MN 55119-3215

Mortgage

Document Number	2627398
Date	Nov 8, 2018
Instrument	2627398

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,400 (+13.85%) Land $35,000 Building $254,400	$289,400 (+13.85%) Land $35,000 Building $254,400
2025	$4,216.00 (-1.95%)
2023	$4,300.00 Homeowner's exemption	$254,200 Land $25,000 Building $229,200	$254,200 Land $25,000 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Cottage Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures