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20609 Greenwich Pl, Estero, FL 33928 Property Records

Lee County property record for 20609 Greenwich Pl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.234 acres (10,210 sqft)
Owner2 Individual Names on File
Last Sale$639,500 (Mar 2024)
Tax Bill$7,731 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400B.8260

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400B.8260
Alternative APNs
  • 273046L30400B8260
  • 10616832

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,210 sqft (0.234 acres)
PorchPorch
Porch Area56 sqft
Patio Area50 sqft

Location & Zoning

Account Number10616832
Street Address20609 GREENWICH PL
CityESTERO
StateFL
Zip33928-9722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK B LOT 826
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number826
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

20609 Greenwich Pl is owned and occupied by two individuals who bought it in March 2024.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address20609 GREENWICH PL, ESTERO, FL 33928-9722
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Mar 13, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2024 · Amount on File
Deed SaleMar 13, 2024 · Amount on File
Deed Document Number202470695
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20609 GREENWICH PL, ESTERO, FL 33928-9722
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20609 GREENWICH PL, ESTERO, FL 33928-9722

Mortgage

Document Number0000278205
DateOct 16, 2025
Instrument2025000278205
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49512
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMar 13, 2024
Property Address20609 GREENWICH PL, ESTERO, FL 33928-9722
Document Number0000070695
Map ReferenceDOC 2022000319154
Instrument DateFeb 27, 2024
Instrument2024000070695
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,476.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address20609 GREENWICH PL, ESTERO, FL 33928-9722

Mortgage

Document Number0000070696
DateMar 13, 2024
Instrument2024000070696
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 20609 Greenwich Pl was $7,731 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,840 (+2.7%)$492,254 (-0.83%) Land $99,484 Building $392,770
2025$7,731.00 Homeowner's exemption$451,646$496,369 Land $112,364 Building $384,005
2023$2,629.00$100,833 Land $100,833$100,833 Land $100,833

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20609 Greenwich Pl in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20609 Greenwich Pl is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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