20609 Exchange St, Ashburn, VA 20147 Property Records

Loudoun County property record for 20609 Exchange St, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,173 sqft · built 2012
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Aug 2026)
Tax Bill	$9,215 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-29-9757-000`

Property Details

APN / Parcel Number

Primary APN	`058-29-9757-000`
Alternative APN	`63 G 4 24`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	5,173 sqft Living Area
Basement Area	1,271 sqft
Finished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Patio Home
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,791 sqft (0.11 acres)
Garage Area	672 sqft
Patio Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20609 EXCHANGE ST
City	ASHBURN
State	VA
Zip	20147-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH6
Legal Description	ONE LOUDOUN LB B PH.1 BLK B4 LOT 24 201202280014711 201202280014712P
Legal Subdivision	ONE LOUDOUN
Legal Phase	1
Legal Block	B4
Legal Lot Number	24
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611016

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20609 EXCHANGE ST, ASHBURN, VA 20147-3231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 25, 2020	Warranty Deed, Transfer · VA Mortgage MCLEAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202642912
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 18, 2026
Property Address	20609 EXCHANGE ST, ASHBURN, VA 20147-3231
Document Number	0000042912
Instrument Date	Aug 17, 2026
Instrument	202642912
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$136,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20609 EXCHANGE ST, ASHBURN, VA 20147-3231

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20609 EXCHANGE ST, ASHBURN, VA 20147-3231
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014469
Date	Apr 20, 2023
Instrument	202304200014469

Lender

Name	CITIZENS BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2048

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 25, 2020
Property Address	20609 EXCHANGE ST, ASHBURN, VA 20147-3231
Document Number	20200625049341
Instrument Date	Jun 23, 2020
Instrument	49341
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20609 EXCHANGE ST ASHBURN VA 201473231, ASHBURN, VA 20147-3231

Mortgage

Document Number	20200625049342
Date	Jun 25, 2020
Instrument	49342

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,215.00 (+1.41%)	$1,144,790 (+10.23%) Land $314,600 Building $830,190	$1,144,790 (+10.23%) Land $314,600 Building $830,190
2023	$9,087.00	$1,038,520 Land $314,600 Building $723,920	$1,038,520 Land $314,600 Building $723,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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