20608 E 42nd St, Yale, OK 74085 Property Records

Payne County property record for 20608 E 42nd St, Yale, OK 74085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,553 sqft · built 2011
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$2,000 (Sep 2007)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N05E-34-3-00000-000-0510`

Property Details

APN / Parcel Number

Primary APN	`19N05E-34-3-00000-000-0510`
Alternative APNs	`600078958` `78958`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,553 sqft Living Area
1st Floor Area	2,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Mixed
Garage Area	805 sqft
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	78958
Street Address	20608 E 42ND ST
City	YALE
State	OK
Zip	74085-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-19N-05E C-510 (2.07ACM/L) BEG 1318.46'N & 1658.9'N88^E SW/C SW/4; S-300' S88^W-300' N-300' N88^E-300' POB
Legal Range	05E
Legal Township	19N
Legal Section	34
Legal Subdivision	19N-05E
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1107
Census Tract	11200

Owner

20608 E 42nd St is owned and occupied by an individual who bought it in September 2007.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, CUSHING, OK 74023-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2007 · Amount on File
Deed Sale	Sep 12, 2007 · Amount on File
Deed Document Number	200713987
Deed Book / Page	1734 / 698
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	20608 E 42ND ST, YALE, OK 74085-6914
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20608 E 42ND ST, YALE, OK 74085-6914

Mortgage

Document Number	0029250780
Date	Mar 13, 2026
Book Page	2925/780
Instrument	I-2026-002540

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	20608 E 42ND ST, YALE, OK 74085-6914
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025250427
Date	Sep 3, 2019
Book Page	2525/0427
Instrument	2019-009243

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 20608 E 42nd St was $2,197 with a homeowner's exemption, up 6.9% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,429 (+6.09%) Land $2,674 Building $22,755	$223,069 Land $23,459 Building $199,610
2025	$2,197.00 (+6.86%) Homeowner's exemption	$23,970 (-) Land $2,127 Building $21,843
2024	$2,056.00 (+1.78%) Homeowner's exemption	$23,970 (+3%) Land $2,127 Building $21,843	$285,560 (+14.4%) Land $25,350 Building $260,210
2023	$2,020.00 (+3.06%) Homeowner's exemption	$23,272 (+3%) Land $1,512 Building $21,760	$249,620 (+9.22%) Land $16,220 Building $233,400
2022	$1,960.00 Homeowner's exemption	$22,594 Land $1,603 Building $20,991	$228,550 Land $16,220 Building $212,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20608 E 42nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20608 E 42nd St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Nov 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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