20607 Sugarloaf Mountain Rd, Clermont, FL 34715 Property Records

Lake County property record for 20607 Sugarloaf Mountain Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,442 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Sep 2021)
Tax Bill	$7,900 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-26-0002-000-01701`

Property Details

APN / Parcel Number

Primary APN	`20-21-26-0002-000-01701`
Alternative APN	`2810050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,442 sqft Living Area
1st Floor Area	2,442 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	23,962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	1,968 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2810050
Street Address	20607 SUGARLOAF MOUNTAIN RD
City	CLERMONT
State	FL
Zip	34715-9013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF E 1/2 OF N 1/4 OF SW 1/4 OF NW 1/4 ORB 5790 PG 2399
Legal Range	26E
Legal Township	21S
Legal Section	20
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2019
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20607 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Apr 20, 1994 · Amount on Record
Deed Document Number	2021124627
Deed Book / Page	5790 / 2399
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 9, 2021
Property Address	20607 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9013
Document Number	0057902399
Book / Page	5790 / 2399
Instrument Date	Aug 31, 2021
Instrument	2021124627
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5884 PATRIOT PASS, GROVELAND, FL 34736-9644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20607 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9013

Mortgage

Document Number	0057902401
Date	Sep 9, 2021
Instrument	5790/2401

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$597,710 (+5.98%) Land $253,125 Building $344,585	$662,924 (+1.42%) Land $253,125 Building $409,799
2024	$7,900.00 (+4.64%)
2023	$7,550.00 (+4.63%) Homeowner's exemption Additional exemption filed	$563,960 (+3%)	$653,663 (+19.38%) Land $253,125 Building $400,538
2022	$7,216.00 Homeowner's exemption Additional exemption filed	$547,542	$547,542 Land $151,875 Building $395,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20