Harris County property record for 20607 Sandy Bay Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,086 sqft · built 2006 |
| Lot Size | 0.137 acres (5,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Jun 2020) |
| Tax Bill | $3,733 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-983-001-0002 |
| Primary APN | 123-983-001-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 833 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,980 sqft (0.137 acres) |
| View / Lot | Buildable |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1239830010002 |
|---|---|
| Street Address | 20607 SANDY BAY LN |
| City | KATY |
| State | TX |
| Zip | 77449-0128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 1 HIGHLAND CREEK RANCH SEC 2 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 542201 |
20607 Sandy Bay Ln is owned and occupied by an individual who bought it in June 2020.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20607 SANDY BAY LN, KATY, TX 77449-0128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2020 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jan 31, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on File |
| Deed Sale | Jun 17, 2020 · Amount on File |
| Prior Sale | Jan 31, 2020 |
| Deed Document Number | 2020260314 |
| Prior Transfer Date | Apr 27, 2020 |
| Prior Transfer Doc | 0000260314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 17, 2020 |
| Property Address | 20607 SANDY BAY LN, KATY, TX 77449-0128 |
| Document Number | 0000260314 |
| Map Reference | MF 532220 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2020-260314 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FATCO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 20607 SANDY BAY LN, KATY, TX 77449-0128 |
| Document Number | 0000260315 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-260315 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 31, 2020 |
| Property Address | 20607 SANDY BAY LN, KATY, TX 77449-0128 |
| Document Number | 0000044235 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 44235 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 20607 Sandy Bay Ln was $3,733 with a homeowner's exemption, up 127.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,765 (-) Land $54,012 Building $217,753 | $271,765 (-) Land $54,012 Building $217,753 | |
| 2025 | $3,733.00 (+127.9%) Homeowner's exemption | $271,765 Land $54,012 Building $217,753 | $271,765 Land $54,012 Building $217,753 |
| 2024 | $1,638.00 | ||
| 2023 | $294,459 Land $54,012 Building $240,447 | $294,459 Land $54,012 Building $240,447 | |
| 2022 | $1,362.00 | ||
| 2020 | $1,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20607 Sandy Bay Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20607 Sandy Bay Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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