20607 Denford Ct, Katy, TX 77450 Property Records

Harris County property record for 20607 Denford Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,914 sqft · built 1983
Lot Size	0.16 acres (6,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Dec 2018)
Tax Bill	$8,052 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-249-012-0018`

Property Details

APN / Parcel Number

Primary APN	`114-249-012-0018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,914 sqft Living Area
1st Floor Area	1,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,955 sqft (0.16 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	460 sqft
Porch	Open Frame Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142490120018
Street Address	20607 DENFORD CT
City	KATY
State	TX
Zip	77450-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 18 BLK 12 NOTTINGHAM COUNTRY SEC 8 R/P
Legal Subdivision	NOTTINGHAM COUNTRY SEC 8 R/P
Legal Block	12
Legal Lot Number	18
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4018
Census Tract	454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20607 DENFORD CT, KATY, TX 77450-4925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage ONETRUST HM LOANS
Dec 31, 2018	Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2018580383
Prior Transfer Date	Dec 28, 2018
Prior Transfer Doc	2018580383
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20607 DENFORD CT, KATY, TX 77450-4925
Document Number	0000381540
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20607 DENFORD CT KATY TX 774504925, KATY, TX 77450-4925

Mortgage

Document Number	0000381540
Date	Aug 19, 2020
Instrument	381540

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 31, 2018
Property Address	20607 DENFORD CT, KATY, TX 77450-4925
Document Number	0000580383
Instrument Date	Dec 28, 2018
Instrument	580383
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20607 DENFORD CT KATY TX 774504925, KATY, TX 77450-4925

Mortgage

Document Number	580384
Date	Dec 31, 2018
Instrument	580384

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,706 (-5.38%) Land $132,701 Building $322,005	$454,706 (-5.38%) Land $132,701 Building $322,005
2025	$8,052.00 (+9.12%) Homeowner's exemption	$480,583 (+8.11%) Land $132,701 Building $347,882	$480,583 (+8.11%) Land $132,701 Building $347,882
2024	$7,379.00 (+36.07%)
2023		$444,529 Land $132,701 Building $311,828	$444,529 Land $132,701 Building $311,828
2022	$5,423.00 (-2.02%)
2020	$5,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	14 (1998–2020)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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