20605 Sinclair Ln, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 20605 Sinclair Ln, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,220 sqft · built 1993
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$5,882 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-179506

Property Details

APN / Parcel Number

Primary APN03-179506
Alternative APN
  • 179506

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,220 sqft Total Area
1st Floor Area210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeBuilt-in
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area1,454 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number179506
Street Address20605 SINCLAIR LN
CityLEONARDTOWN
StateMD
Zip20650-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 500-1B PLAT 73/19 SEPTEMBER POINT
Legal SubdivisionSEPTEMBER POINT SUBDIVISION
Legal Lot Number500
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group1
Census Block1022
Census Tract875400

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20605 SINCLAIR LN, LEONARDTOWN, MD 20650-4427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 5, 2021
Transfer Doc0057810001
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST MARY'S MD
Recording DateMay 20, 2021
Property Address20605 SINCLAIR LN, LEONARDTOWN, MD 20650-4427
Document Number0057810001
Book / Page5781 / 1
Map ReferenceLB 73 FO 19
Instrument DateMay 5, 2021
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20605 SINCLAIR LN, LEONARDTOWN, MD 20650-4427

Mortgage

Document Number57816
DateMay 20, 2021
Instrument5781/6
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$574,767 (+3.1%)$609,300 (+9.29%) Land $230,000 Building $379,300
2025$5,882.00 (+11.7%) Homeowner's exemption$557,500 (+9.26%) Land $230,000 Building $327,500$557,500 (-) Land $230,000 Building $327,500
2023$5,266.00 Homeowner's exemption$510,233$557,500 Land $230,000 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims40 (1985–2024)
Claims Outside the SFHA20 of 40
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sinclair Ln

Nearby Streets

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