20605 High Dr, Lago Vista (Leander), TX 78645 Property Records

Travis County property record for 20605 High Dr, Lago Vista, TX 78645

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,035 sqft · built 2005
Lot Size	0.249 acres (10,838 sqft)
Owner	2 Individual Names on File
Last Sale	$338,300 (Sep 2020)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0166830806`

Property Details

APN / Parcel Number

Primary APN	`0166830806`
Alternative APNs	`01668308060000` `169715`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,838 sqft (0.249 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	169715
Street Address	20605 HIGH DR
City	LAGO VISTA
State	TX
Zip	78645-6635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2545 COUNTRY CLUB ESTATES SEC 9
Legal Subdivision	COUNTRY CLUB ESTATES SEC 9
Legal Lot Number	2545
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	1
Census Block	1018
Census Tract	37400

Owner

20605 High Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Travis County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20605 HIGH DR, LAGO VISTA, TX 78645-6635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 21, 2020	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Apr 14, 2010
Deed Document Number	2020173307
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0000210954
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	20605 HIGH DR, LAGO VISTA, TX 78645-6635
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019693
Date	Feb 1, 2022
Instrument	2022019693

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 21, 2020
Property Address	20605 HIGH DR, LAGO VISTA, TX 78645-6635
Document Number	0000173307
Map Reference	VOL 48 PG 39
Instrument Date	Sep 18, 2020
Instrument	2020173307
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20605 HIGH DR, LAGO VISTA, TX 78645-6635

Mortgage

Document Number	0000173308
Date	Sep 21, 2020
Instrument	2020173308

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20605 High Dr was $5,290 with a homeowner's exemption, down 9.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lago Vista City
County	Travis County
Unified School District	Lago Vista Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (-9.31%) Homeowner's exemption	$384,840 Land $53,254 Building $331,586	$384,840 Land $53,254 Building $331,586
2024	$5,833.00
2023		$507,140 Land $55,000 Building $452,140	$507,140 Land $55,000 Building $452,140
2022	$5,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20605 High Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20605 High Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAGO VISTA serves 8,698 people · EPA ID TX2270092
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VGI Technology Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink.

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