20603 Raincrest Dr, Katy, TX 77449 Property Records

Harris County property record for 20603 Raincrest Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,468 sqft · built 2006
Lot Size	0.149 acres (6,489 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,687 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-111-004-0004`

Property Details

APN / Parcel Number

Primary APN	`124-111-004-0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	1,028 sqft
Game Room	Game Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,489 sqft (0.149 acres)
View / Lot	Buildable
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110040004
Street Address	20603 RAINCREST DR
City	KATY
State	TX
Zip	77449-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 4 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	4
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	542304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20603 RAINCREST DR, KATY, TX 77449-7043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 27, 2022	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 15, 2019	Vendor's Lien, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	2022331624
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0000141864
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20603 RAINCREST DR, KATY, TX 77449-7043
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 RAINCREST DR, KATY, TX 77449-7043

Mortgage

Document Number	0000416756
Date	Oct 21, 2025
Instrument	2025-416756

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20603 RAINCREST DR, KATY, TX 77449-7043
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 RAINCREST DR, KATY, TX 77449-7043

Mortgage

Document Number	0000637169
Date	Nov 4, 2021
Instrument	2021-637169

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2049

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 27, 2022
Property Address	20603 RAINCREST DR, KATY, TX 77449-7043
Document Number	0000331622
Map Reference	MF 534229
Instrument Date	Jun 24, 2022
Instrument	2022-331622
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	METROPOLITAN ESCROW AND TITLE LL, METROPOLITAN ESCROW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 RAINCREST DR, KATY, TX 77449-7043

Mortgage

Document Number	0000331623
Date	Jun 27, 2022
Instrument	2022-331623

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 15, 2019
Property Address	20603 RAINCREST DR, KATY, TX 77449-7043
Document Number	0000103808
Map Reference	PL 534229
Instrument Date	Mar 14, 2019
Instrument	2019-103808
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CELEBRITY TITLE INC, CELEBRITY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 RAINCREST DR, KATY, TX 77449-7043

Mortgage

Document Number	0000103809
Date	Mar 15, 2019
Instrument	2019-103809

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,732 (-5.7%) Land $56,870 Building $262,862	$319,732 (-5.7%) Land $56,870 Building $262,862
2025	$6,687.00 (+36.05%) Homeowner's exemption	$339,060 (-1.4%) Land $56,870 Building $282,190	$339,060 (-1.4%) Land $56,870 Building $282,190
2024	$4,915.00 (-4.49%)
2023		$343,875 Land $49,603 Building $294,272	$343,875 Land $49,603 Building $294,272
2022	$5,146.00 (+17.84%)
2020	$4,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Hotwire Communications, T-Mobile.

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