20603 Laurel Rain Ct, Katy, TX 77449 Property Records

Harris County property record for 20603 Laurel Rain Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 2014
Lot Size	0.314 acres (13,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,128 (Mar 2021)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`128-425-001-0007`

Property Details

APN / Parcel Number

Primary APN	`128-425-001-0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	13,681 sqft (0.314 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1284250010007
Street Address	20603 LAUREL RAIN CT
City	KATY
State	TX
Zip	77449-7164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 1 RAINTREE VILLAGE SEC 7
Legal Subdivision	RAINTREE VILLAGE SEC 7
Legal Block	1
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	542304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20603 LAUREL RAIN CT, KATY, TX 77449-7164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Feb 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	2021115307
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0000447311
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 5, 2021
Property Address	20603 LAUREL RAIN CT, KATY, TX 77449-7164
Document Number	0000115307
Map Reference	MF 602260
Instrument Date	Mar 5, 2021
Instrument	2021-115307
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 LAUREL RAIN CT, KATY, TX 77449-7164

Mortgage

Document Number	0000115308
Date	Mar 5, 2021
Instrument	2021-115308

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 19, 2019
Property Address	20603 LAUREL RAIN CT, KATY, TX 77449-7164
Document Number	0000066146
Instrument Date	Feb 1, 2019
Instrument	66146
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 LAUREL RAIN CT KATY TX 774497164, KATY, TX 77449-7164

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,211 (-8.8%) Land $67,681 Building $220,530	$288,211 (-8.8%) Land $67,681 Building $220,530
2025	$5,199.00 (+6.02%) Homeowner's exemption	$316,008 (-10.93%) Land $67,681 Building $248,327	$316,008 (-10.93%) Land $67,681 Building $248,327
2024	$4,904.00 (+4.34%)
2023		$354,783 Land $67,681 Building $287,102	$354,783 Land $67,681 Building $287,102
2022	$4,700.00 (+18.72%)
2020	$3,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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