20603 E St, Elkhorn, NE 68022 Property Records

Douglas County property record for 20603 E St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Oct 2018)
Tax Bill	$8,168 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1214740306`

Property Details

APN / Parcel Number

Primary APN	`R1214740306`
Alternative APNs	`1474 0306 12` `1214740306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
Basement Area	1,064 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Built-in
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	294 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1214740306
Street Address	20603 E ST
City	ELKHORN
State	NE
Zip	68022-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW RIDGE ESTATES LOT 54 BLOCK 0 LT 54 10890 SQ FT
Legal Subdivision	GRANDVIEW RIDGE ESTATES
Legal Lot Number	54
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4066
Census Tract	7509

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20603 E ST, ELKHORN, NE 68022-2273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Oct 25, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Apr 6, 2018	Grant Deed, Construction Loan · Line of Credit FIRST WESTROADS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2018085135
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	20603 E ST, ELKHORN, NE 68022-2273
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020135685
Date	Nov 19, 2020
Instrument	2020135685

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 25, 2018
Property Address	20603 E ST, ELKHORN, NE 68022-2273
Document Number	2018085135
Instrument Date	Aug 14, 2018
Instrument	2018085135
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	CHARTER TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	2018085136
Date	Oct 25, 2018
Instrument	2018085136

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 6, 2018
Property Address	20603 E ST, ELKHORN, NE 68022-2273
Instrument Date	Mar 30, 2018
Instrument	25701
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20603 E ST ELKHORN NE 680222273, ELKHORN, NE 68022-2273
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025701
Date	Apr 6, 2018
Instrument	25701

Lender

Name	FIRST WESTROADS BK
Type	Bank
Address	15750 W DODGE RD, OMAHA, NE 68118-2535

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,300 (+35.79%) Land $62,200 Building $330,100	$392,300 (+35.79%) Land $62,200 Building $330,100
2024	$8,168.00 (+10.26%)
2023	$7,408.00 (-7.65%)	$288,900 Land $62,200 Building $226,700	$288,900 Land $62,200 Building $226,700
2022	$8,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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