20603 Canku Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 20603 Canku Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1987
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2017)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0441-141-45-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-141-45-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,310 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	20603 CANKU RD
City	APPLE VALLEY
State	CA
Zip	92307-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10815 LOT 13
Legal Subdivision	TRACT NO 10815
Legal Tract	10815
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2004
Census Tract	9727

Owner

20603 Canku Rd is owned and occupied by two individuals who bought it in April 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 28, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Mar 14, 2016 · Amount on File
Deed Document Number	2017176430
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0000390084
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083

Mortgage

Document Number	0000276112
Date	Nov 7, 2023
Instrument	2023-0276112

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	282 Months
Due	May 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083

Mortgage

Document Number	0000546758
Date	Dec 7, 2021
Instrument	2021-0546758

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	305 Months
Due	May 1, 2047

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083

Mortgage

Document Number	0000094978
Date	Apr 28, 2025
Instrument	2025-0094978

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	265 Months
Due	May 1, 2047

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2026
Property Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Document Number	0000135882
Instrument Date	May 4, 2026
Instrument	2026135882
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135882,
Date	May 29, 2026
Instrument	2026135882

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	252 Months
Due	May 1, 2047

Interest

Rate	6.46%
Max Rate	-1%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 28, 2017
Property Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083
Document Number	0000176430
Map Reference	MB187 PG87-89
Instrument Date	Mar 16, 2017
Instrument	2017-0176430
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20603 CANKU RD, APPLE VALLEY, CA 92307-3083

Mortgage

Document Number	0000176431
Date	Apr 28, 2017
Instrument	2017-0176431

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20603 Canku Rd was $2,837.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,084 (+2%) Land $42,616 Building $170,468
2025	$2,837.00	$208,905 Land $41,780 Building $167,125
2023	$2,918.00 (+23.28%)	$200,793 Land $40,158 Building $160,635
2022	$2,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20603 Canku Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20603 Canku Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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