Spokane County property record for 20602 S Culver Rd, Cheney, WA 99004
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 2 ba · 3,684 sqft · built 2017 |
| Lot Size | 18.8 acres (818,928 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,451 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13193.9042 |
| Primary APN | 13193.9042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 3,684 sqft Gross Area |
| 1st Floor Area | 1,876 sqft |
| Upper Floors Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 818,928 sqft |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 20602 S CULVER RD |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-6003 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | RCV |
| Legal Description | 19-23-41: S1/2 OF SE1/4 OF SW1/4 EXC RDS |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 14100 |
Source: Spokane County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20602 S CULVER RD, CHENEY, WA 99004-6003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 11, 2019 | Quit Claim Deed, Transfer QUICKEN LNS |
| Sep 13, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage STATE BK NW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2019 |
| Transfer Doc | 0006787237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20602 S CULVER RD, CHENEY, WA 99004-6003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006980387 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 6980387 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 11, 2019 |
| Property Address | 20602 S CULVER RD, CHENEY, WA 99004-6003 |
| Document Number | 0006787237 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 6787237 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20602 S CULVER RD CHENEY WA 990046003, CHENEY, WA 99004-6003 |
| Document Number | 6787238 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 6787238 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 10, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 13, 2017 |
| Property Address | 20602 S CULVER RD, CHENEY, WA 99004-6003 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 6639132 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20602 S CULVER RD CHENEY WA 990046003, CHENEY, WA 99004-6003 |
| Document Number | 0006639132 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 6639132 |
| Name | STATE BK NW |
|---|---|
| Type | Bank |
| Address | SPOKANE VALLEY, WA 99216-0732 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,451.00 (-4.35%) | $659,000 (-7.18%) Land $234,300 Building $424,700 | $659,000 (-7.18%) Land $234,300 Building $424,700 |
| 2025 | $5,699.00 (+11.81%) | ||
| 2024 | $710,000 (+34.21%) Land $178,000 Building $532,000 | $710,000 (+34.21%) Land $178,000 Building $532,000 | |
| 2023 | $5,097.00 (+5.79%) | $529,040 Land $113,340 Building $415,700 | $529,040 Land $113,340 Building $415,700 |
| 2022 | $4,818.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 64% of Washington |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures