20602 Keegans Ledge Ln, Cypress, TX 77433 Property Records

Harris County property record for 20602 Keegans Ledge Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2010
Lot Size	0.131 acres (5,697 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Apr 2019)
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-526-006-0011`

Property Details

APN / Parcel Number

Primary APN	`128-526-006-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,697 sqft (0.131 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1285260060011
Street Address	20602 KEEGANS LEDGE LN
City	CYPRESS
State	TX
Zip	77433-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 6 PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Subdivision	PINE CREEK AT CANYON LAKES WEST SEC 2
Legal Block	6
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2012
Census Tract	543005

Owner

20602 Keegans Ledge Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20602 KEEGANS LEDGE LN, CYPRESS, TX 77433-7722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage ENCOMPASS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	Aug 30, 2010 · Amount on File
Deed Document Number	2019164067
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	2019164067
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20602 KEEGANS LEDGE LN, CYPRESS, TX 77433-7722
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073721
Date	Feb 10, 2022
Instrument	2022-73721

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 23, 2019
Property Address	20602 KEEGANS LEDGE LN, CYPRESS, TX 77433-7722
Document Number	0000164067
Instrument Date	Apr 22, 2019
Instrument	164067
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20602 KEEGANS LEDGE LN CYPRESS TX 774337722, CYPRESS, TX 77433-7722

Mortgage

Document Number	164068
Date	Apr 23, 2019
Instrument	164068

Lender

Name	ENCOMPASS LNDG
Address	KATY, TX 77494

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20602 Keegans Ledge Ln was $6,254 with a homeowner's exemption, up 231.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-12.73%) Land $57,499 Building $192,501	$250,000 (-12.73%) Land $57,499 Building $192,501
2025	$6,254.00 (+231.6%) Homeowner's exemption	$286,464 Land $57,499 Building $228,965	$286,464 Land $57,499 Building $228,965
2024	$1,886.00
2023		$293,511 Land $57,499 Building $236,012	$293,511 Land $57,499 Building $236,012
2022	$1,624.00
2020	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20602 Keegans Ledge Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20602 Keegans Ledge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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