20601 Willow Pond Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20601 Willow Pond Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,490 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2021)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-171-66`

Property Details

APN / Parcel Number

Primary APN	`005-171-66`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area
1st Floor Area	1,174 sqft
Upper Floors Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	440 sqft
Patio Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20601 WILLOW POND RD
City	CORNELIUS
State	NC
Zip	28031-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L11 M24-137
Legal Subdivision	WILLOW POND PH 02 MAP 02
Legal Block	1
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1010
Census Tract	6411

Owner

Source: Mecklenburg County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Dec 10, 2021	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Jun 14, 2005 · Amount on Record
Deed Document Number	2021233461
Deed Book / Page	36857 / 270
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025170
Date	Mar 13, 2026
Book Page	40264/290
Instrument	2026025170

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 10, 2021
Property Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736
Document Number	0000233461
Book / Page	36857 / 270
Map Reference	MB 24 PG 137
Instrument Date	Dec 10, 2021
Instrument	2021233461
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 BRUNSWICK DR NW, CALABASH, NC 28467-2377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736

Mortgage

Document Number	0000233462
Date	Dec 10, 2021
Book Page	36857/272
Instrument	2021233462

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736
Document Number	0000095865
Book / Page	031971 / 000880
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 WILLOW POND RD CORNELIUS NC 280319736, CORNELIUS, NC 28031-9736

Mortgage

Document Number	0000095865
Date	Jul 18, 2017
Book Page	031971/000880
Instrument	95865

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20601 WILLOW POND RD, CORNELIUS, NC 28031-9736
Document Number	0000034086
Book / Page	031642 / 000802
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20601 WILLOW POND RD CORNELIUS NC 280319736, CORNELIUS, NC 28031-9736

Mortgage

Document Number	0000034086
Date	Mar 17, 2017
Book Page	031642/000802
Instrument	34086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00	$426,000 Land $80,000 Building $346,000	$426,000 Land $80,000 Building $346,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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