Montgomery County property record for 20601 Top Ridge Dr, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,918 sqft · built 1972 |
| Lot Size | 0.517 acres (22,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Mar 2019) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00019965 |
| Primary APN | 02-00019965 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,522 sqft (0.517 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00019965 |
|---|---|
| Street Address | 20601 TOP RIDGE DR |
| City | BOYDS |
| State | MD |
| Zip | 20841-8919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | OAKRIDGE |
| Legal Subdivision | OAKRIDGE |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 700317 |
20601 Top Ridge Dr is owned and occupied by an individual who bought it in March 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20601 TOP RIDGE DR, BOYDS, MD 20841-8919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 25, 2019 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | May 26, 2006 · Amount on File |
| Deed Book / Page | 57357 / 145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20601 TOP RIDGE DR, BOYDS, MD 20841-8919 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0592930022 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 59293/22 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 20601 TOP RIDGE DR, BOYDS, MD 20841-8919 |
| Document Number | 0573570145 |
| Book / Page | 57357 / 145 |
| Map Reference | MB 7 PL 6579 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20601 TOP RIDGE DR, BOYDS, MD 20841-8919 |
| Document Number | 0057357154 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 57357/154 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 20601 Top Ridge Dr was $2,437.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,000 (+12.41%) | $470,800 (-) Land $160,400 Building $310,400 | |
| 2025 | $2,437.00 | $377,200 | $470,800 Land $160,400 Building $310,400 |
| 2023 | $325,333 | $330,400 Land $160,400 Building $170,000 | |
| 2022 | $3,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20601 Top Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20601 Top Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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