Deschutes County property record for 20601 SE Gemstone Ave, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 2,230 sqft · built 2020 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Jul 2024) |
| Tax Bill | $4,249 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209 BD 00242 |
| Primary APN | 181209 BD 00242 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,230 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Mixed |
| Garage Area | 425 sqft |
| Account Number | 280393 |
|---|---|
| Street Address | 20601 SE GEMSTONE AVE |
| City | BEND |
| State | OR |
| Zip | 97702-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:133 SUBD:STONE CREEK PHASE 4 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BD |
| Legal Subdivision | STONE CREEK PHASE 4 |
| Legal Lot Number | 133 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2002 |
20601 SE Gemstone Ave is owned by an individual who bought it in July 2024.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4639 242ND AVE SE, SAMMAMISH, WA 98029-7573 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 2024-19629 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20601 SE Gemstone Ave was $4,249, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,249.00 (+3.94%) | $251,510 (+3%) | $666,840 (+8.04%) Land $186,230 Building $480,610 |
| 2024 | $4,088.00 (+7.86%) | $244,190 (+3%) | $617,220 (+2.37%) Land $186,230 Building $430,990 |
| 2023 | $3,790.00 | $237,080 | $602,930 Land $186,230 Building $416,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20601 SE Gemstone Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20601 SE Gemstone Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Webformix.
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