2060 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2060 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,896 sqft · built 2020
Lot Size	0.225 acres (9,798 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jul 2025)
Tax Bill	$7,720 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8919-00-910`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8919-00-910`
Alternative APNs	`282119891900910` `205344` `209619` `213633`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	1,350 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,798 sqft (0.225 acres)
Garage Type	Attached
Garage Area	645 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	2 sqft
Porch	Finished/Open Porch
Porch Area	388 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2060 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 2 100/41 LOT 91
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 2
Legal Phase	2
Legal Lot Number	91
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

2060 Panoramic Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2060 PANORAMIC CIR, APOPKA, FL 32703-9250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit ADVENTHEALTH CREDIT UNION
Nov 9, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M/L FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	2025431546
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2060 PANORAMIC CIR, APOPKA, FL 32703-9250
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000508141
Date	Aug 19, 2021
Instrument	20210508141

Lender

Name	ADVENTHEALTH CREDIT UNION
Type	Credit Union
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jun 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 9, 2020
Property Address	2060 PANORAMIC CIR, APOPKA, FL 32703-9250
Document Number	0000582793
Instrument Date	Nov 6, 2020
Instrument	582793
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2060 PANORAMIC CIR APOPKA FL 327039250, APOPKA, FL 32703-9250

Mortgage

Document Number	582794
Date	Nov 9, 2020
Instrument	582794

Lender

Name	M/L FIN'L LLC
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2060 Panoramic Cir was $7,720, up 1.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,150 (+26.39%) Land $100,000 Building $558,150	$658,150 (-1.42%) Land $100,000 Building $558,150
2025	$7,720.00 (+1.58%) Homeowner's exemption	$520,723	$667,600 Land $100,000 Building $567,600
2024	$7,600.00 (+6.82%)
2023	$7,115.00 (+20.98%) Homeowner's exemption	$491,309 (+18.57%)	$596,248 (+33.3%) Land $100,000 Building $496,248
2022	$5,881.00 Homeowner's exemption	$414,378	$447,306 Land $85,000 Building $362,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2060 Panoramic Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2060 Panoramic Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Zentro.

Nearby Properties on Panoramic Cir

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