2060 Hammond Ct, Hayes, VA 23072 Property Records

Gloucester County property record for 2060 Hammond Ct, Hayes, VA 23072 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1985
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (May 2008)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20118`

Property Details

APN / Parcel Number

Primary APN	`20118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Area	320 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2060 HAMMOND CT
City	HAYES
State	VA
Zip	23072-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIDEMILL HAVEN SEC 2 BK E LOT 8
Legal Subdivision	PLAT: PB20 522
Legal Lot Number	8
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1001
Census Tract	100301

Owner

Source: Gloucester County records · APN 20118

Assessment roll updated October 27, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2060 HAMMOND CT, HAYES, VA 23072-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2008 · Amount on Record
Deed Sale	May 01, 2008 · Amount on Record
Deed Document Number	20082939
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 10, 2026
Property Address	2060 HAMMOND CT, HAYES, VA 23072-3614
Document Number	0000003039
Instrument Date	Mar 27, 2026
Instrument	20263039
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 HAMMOND CT, HAYES, VA 23072-3614

Mortgage

Document Number	0000003039,
Date	Jul 10, 2026
Instrument	20263039

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate	5.98%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2060 HAMMOND CT, HAYES, VA 23072-3614
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004307
Date	Aug 03, 2022
Instrument	220004307

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	286 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2060 HAMMOND CT, HAYES, VA 23072-3614
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008237
Date	Nov 22, 2021
Instrument	210008237

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+5.37%)	$294,160 (-) Land $75,220 Building $218,940	$294,160 (-) Land $75,220 Building $218,940
2023	$1,714.00	$294,160 Land $75,220 Building $218,940	$294,160 Land $75,220 Building $218,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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