2060 Hammer Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 2060 Hammer Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,825 sqft · built 1901
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2020)
Tax Bill	$3,908 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`08.003.0011`

Property Details

APN / Parcel Number

Primary APN	`08.003.0011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,310 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	43 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2060 HAMMER RD
City	ALBERT LEA
State	MN
Zip	56007-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-102 RANGE-021 10.00 AC BEG 1086.98 FT W OF NE COR NE 1/4 TH W 660 FT TH S 660 FT TH E 660 FT TH N 660 FT TO POB 1
Legal Range	21
Legal Township	102
Legal Section	03
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1023
Census Tract	180600

Owner

2060 Hammer Rd is owned and occupied by an individual who bought it in October 2020.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2060 HAMMER RD, ALBERT LEA, MN 56007-6329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage AXIA FINANCIAL LLC
Oct 15, 2020	Warranty Deed, Transfer NOT AVAILABLE, MN SECURED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Deed Document Number	2020V1180610
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	2060 HAMMER RD, ALBERT LEA, MN 56007-6329
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A545493
Date	Nov 17, 2020
Instrument	A545493

Lender

Name	AXIA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Oct 15, 2020
Property Address	2060 HAMMER RD, ALBERT LEA, MN 56007-6329
Document Number	CRV1180610
Instrument Date	Oct 15, 2020
Instrument	CRV1180610
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NOT AVAILABLE, MN SECURED TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 STATE ST, 1908, ALBERT LEA, MN 56007-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 HAMMER RD, ALBERT LEA, MN 56007-6329

Tax Assessment & Valuation

The 2026 property tax bill for 2060 Hammer Rd was $3,908 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Albert Lea Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,908.00 Homeowner's exemption	$326,200 Land $101,200 Building $225,000	$326,200 Land $101,200 Building $225,000
2025	$3,908.00
2023	$3,148.00 Homeowner's exemption	$299,700 Land $101,200 Building $198,500	$299,700 Land $101,200 Building $198,500
2020	$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2060 Hammer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2060 Hammer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless · Fiber in parts of the area	150 / 130
AT&T Fixed Wireless	100 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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