2060 Ditty Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 2060 Ditty Rd, Kimball, MI 48074

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1989
Lot Size	0.874 acres (38,071 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Jan 2023)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-010-4010-500`

Property Details

APN / Parcel Number

Primary APN	`74-25-010-4010-500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,568 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modular
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	38,071 sqft (0.874 acres)
Lot Dimensions	298 ft deep x 115 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2060 DITTY RD
City	KIMBALL
State	MI
Zip	48074-1807
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-2 RES
Legal Description	S 115' OF N 725' OF W 1/2 OF W 1/2 OF SW 1/4 OF SW 1/4 SEC 10 T6N R16E 0.87 A
Legal Range	16E
Legal Township	06N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	1
Census Block	1025
Census Tract	634100

Owner

Source: St. Clair County assessment roll, APN 74-25-010-4010-500, as of October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2060 DITTY RD, KIMBALL, MI 48074-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 18, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2019	Warranty Deed, Transfer · VA Mortgage MUTUAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Feb 18, 2021
Deed Document Number	20231272
Deed Book / Page	5593 / 973
Last Transfer Date	Dec 03, 2024
Transfer Doc	0005774613
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2023
Property Address	2060 DITTY RD, KIMBALL, MI 48074-1807
Document Number	0005593973
Book / Page	5593 / 973
Instrument Date	Dec 28, 2022
Instrument	2023001272
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7460 W CONGRESSIONAL WAY, FLORENCE, AZ 85132-6686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 VINE ST, SAINT CLAIR, MI 48079-5518

Mortgage

Document Number	0005589505
Date	Jan 04, 2023
Book Page	5589/505
Instrument	2023000156

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 18, 2021
Property Address	2060 DITTY RD, KIMBALL, MI 48074-1807
Document Number	0005319755
Book / Page	5319 / 755
Instrument Date	Jan 25, 2021
Instrument	2021004637
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2060 DITTY RD, KIMBALL, MI 48074-1807

Mortgage

Document Number	2021004638
Date	Feb 18, 2021
Instrument	2021004638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 21, 2019
Property Address	2060 DITTY RD, KIMBALL, MI 48074-1807
Document Number	0005110198
Book / Page	5110 / 198
Instrument Date	Sep 23, 2019
Instrument	2019021855
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 EVERGREEN DR, GRAYLING, MI 49738-7403

Mortgage

Document Number	2019021856
Date	Oct 21, 2019
Instrument	2019021856

Lender

Name	MUTUAL MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (-42.16%) Homeowner's exemption	$80,000 (+6.67%)
2024	$2,085.00 (+25%)		$160,000 (+6.67%)
2023		$75,000
2022	$1,668.00		$150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476341001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 65 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Nearby Properties on Ditty Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures