Polk County property record for 2060 Bent Tree Loop N, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1982 |
| Lot Size | 0.206 acres (8,986 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-05-274690-000760 |
| Primary APN | 24-29-05-274690-000760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,322 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,986 sqft (0.206 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 226 sqft |
| Patio Area | 165 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 2060 BENT TREE LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | THE MEADOWS PB 65 PGS 24 THRU 26 LOT 76 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 05 |
| Legal Subdivision | MEADOWS THE |
| Legal Tract | 274690 |
| Legal Block | 2 |
| Legal Lot Number | 76 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10603 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2060 BENT TREE LOOP N, LAKELAND, FL 33813-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LENDING JD |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 2060 BENT TREE LOOP N, LAKELAND, FL 33813-1305 |
| Document Number | 0000185548 |
| Book / Page | 14100 / 625 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026185548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LL |
| Name | Verified Name |
|---|---|
| Address | 2060 BENT TREE LOOP N, LAKELAND, FL 33813-1305 |
| Document Number | 0000185548, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 14100/625 |
| Instrument | 2026185548 |
| Name | LENDING JD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2060 BENT TREE LOOP N, LAKELAND, FL 33813-1305 |
| Document Number | 0105480963 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2060 BENT TREE LOOP N LAKELAND FL 338131305, LAKELAND, FL 33813-1305 |
| Document Number | 0105480963 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 010548/000963 |
| Instrument | 149696 |
| Name | BANK & TR |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,936 (+2.7%) | $250,413 (+2.04%) Land $35,000 Building $215,413 | |
| 2025 | $798.00 (+10.53%) Homeowner's exemption | $92,440 (+5.99%) | $245,408 (-1.45%) Land $35,000 Building $210,408 |
| 2023 | $722.00 (-5.62%) Homeowner's exemption | $87,218 (+3%) | $249,028 (+11.37%) Land $34,000 Building $215,028 |
| 2022 | $765.00 Homeowner's exemption | $84,678 | $223,599 Land $32,000 Building $191,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2002–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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